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Is Earned Wage Access A Wolf In Sheep’s Clothing?

Allwork

In 2022, American workers dealt with levels of inflation unseen since 1981, increasing financial instability and resulting in 63% of workers living paycheck to paycheck — up 6 percentage points compared to the previous year when 57% of workers were doing so. The post Is Earned Wage Access A Wolf In Sheep’s Clothing?

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. According to a Gallup survey , only one in three Americans prepares a detailed household budget. That’s a big red flag—you need a budget. It all feels a bit much.

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6 Real-Life Budgeting Tips to Save More Money

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Growing up, I had a green tin box where I stashed all of my cushion-hunting treasures. Some of the highest-quality clothes and shoes in my closet have cost less than a latté. When the occasion calls for it, I’ll splurge, but if it’s catching up with a friend, a great happy hour spot works just fine. Well, practice.

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Ensure your clothes work for you!

Practically Perfect PA

To really start championing your career you have to ensure your clothes work with you, rather than against you. Clothing covers 90% of your body so make what you wear count! Lots of people make the assumption that they only need to “make an effort” when the boss is in the office or when they have an important meeting coming up.

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Looking to Cut Costs? These Are 5 of the Best Items to Buy Used

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Those of us who grew up in the 90s might have memories of being dragged from garage sales to thrift stores by family members who were hunting for bargains. Not only are you likely getting a bargain, but you’re also giving new life to items that might end up in a landfill or stuffed in the corner of someone’s basement.

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How to Experience Luxury in Everyday Life

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Some experts advise cutting out all your discretionary spending—such as picking up coffee twice a week. If you were just picking up coffee out of habit and it doesn’t add much to your day, cut it out. But if that pick-me-up is what you need to help you get through the week, it’s OK to keep it in your budget and savor it.

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Ten Simple Ways to Go Green On A Budget

Eco-Office Gals

Without further ado, here are ten simple ways to go green on a budget. . Here are a few simple ways to reduce your use of plastic: Use your own cloth shopping bags instead of plastic bags. Buying food that is produced locally is a fantastic way to go green on a budget. Reduce your plastic use. Don’t buy bottled water.

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