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We've written so often for so long about Americans - and especially baby boomers - delaying retirement that I'm honestly getting tired of the topic. Key quote on their findings from an AP article on the study : Some 82 percent of workers 50 and older say it is at least somewhat likely they will work for pay in retirement. And 47 percent of them now expect to retire later than they previously thought — on average nearly three years beyond their estimate when they were 40. MORE
Blog powered by TypePad Member since 01/2005 « The Atlantic Monthly on The End of Men | Main | The Female Economy » June 18, 2010 Tim Berrys Baby Boomer Un-Retirement - Part 2 Several years ago (have I really been blogging that long?) I posted on Tim Berry's un-retirement. His answer was he was retired. While Tim may not be the typical baby boomer, he is a great example of our generation's approach to retirement. MORE
This does not relieve them of the need to think about saving for retirement, but it does give them a foundation. When self-employed, you need to take all your own steps to save for retirement. If you’re not yet saving for retirement, now is the time to start. MORE
It shows that 52% of the full-time employees surveyed said they plan to postpone their retirement due to their financial situation. We've long often covered the trend towards delayed retirement ( see our baby boomer section for many articles on this topic ). These are the people who should be the best prepared to retire. And yet about half believe they're going to need to delay their retirement because they don't have the financial resources not to. MORE
Louis found that the pandemic pushed about 3 million baby boomers to retire earlier than they would have otherwise. As the study chart below shows, the share of retired Americans has surged since the start of the pandemic, and is well above the trend line. MORE
There's been a recent flurry of articles on retirement, mostly focusing on older people staying in the workforce longer than prior generations. An examples is Harvard Business Review's When No One Retires. Key quote: This societal shift will undoubtedly change work, too: More and more Americans want to work longer — or have to, given that many aren't saving adequately for retirement. A good example is the 2016 article For Boomers, Work is the New Retirement. MORE
Last month we covered the growing Financial Independence, Retire Early (FIRE) movement and how it relates to the rise in independent work. Her main reason for hating it is if you retire early, you have to live a long time off your savings because you aren't generating income. MORE
A good study from Merrill Lynch on working in retirement is nicely covered in the Fast Company article The Real Reasons More People are Working in Retirement. The study covers in detail what they call the 4 Myths of working in retirement. According to the study summary, these are: Myth 1: Retirement means the end of work. Reality: Over seven in 10 pre-retirees say they want to work in retirement. Myth 2: Retirement is a time of decline. MORE
Manufacturing » July 01, 2010 Non-Mortgage Debt and Working in Retirement The US News article The Number One Obstacle to Retirement points out that non-mortgage debt is a significant problem for many Americans. According to the article, debt payments are interfering with retirement savings for 63% of Americans. But the point they make - many Americans are not saving enough for retirement - is a good one. MORE
Transamerica's Center for Retirement Studies recently released the results from their 17th annual U.S. retirement survey. As with prior years, it's full of interesting data on the retirement preparations and plans of Americans of all ages. This group is currently entering retirement age in large numbers (roughly 10,000 turn 65 every day) and the oldest members turn 70 this year. MORE
Small business owners are often in an unusual position because they won’t receive a pension from their employer once they retire. The self-employed have to think more carefully than most about planning for their retirement. This weeks tips column contains our Top 5 Tips for planning your retirement from a small business: 1. Your retirement… Read the full article here: Top 5 Tips for Small Business Retirement on: THE SMALL BUSINESS BLOG. MORE
When you decide to build your retirement portfolio, you will need to think about the assets that you want to add to it. Finance precious metal retirement planningFor a long time, people have relied solely on the traditional options, i.e. the options of investing in stocks and bonds. MORE
All individuals need to plan and save for their retirement to ensure a secure and comfortable retirement. However, retirement planning becomes all the more necessary and complicated for habitual expatriates. Legal Management habitual expatriates retirement planning MORE
We've covered the changing nature of retirement so often in our Baby Boomer section we feel like we're feeding a fed horse by covering it again. But it's an important trend and there continues to be a flurry of interesting articles on working in and/or delaying retirement. The article points out we've been treating retirement like a second childhood that is focused on leisure activities. MORE
Here’s a retirement notice for a long-time administrative assistant, Judy Leonard, retiring after 30 years in the same job. Tags: retirement 30 years of service professional assistant long-time service Administrative Assistant MORE
Five ways to invigorate your encore career as an independent professional MORE
The New York Times article How to Retire in Your 30s With $1 Million in the Bank nicely covers the " growing movement of young professionals who are intently focused on quitting their jobs forever." " It's called the FIRE movement and the acronym stands for Financial Independence, Retire Early. However, we didn't fully retire. Independent workers retirement self-employment trends MORE
When was the last time you made an effort to catch up on your filing? Last month? Last summer? Many times, we struggle with filing because it feels overwhelming, we’re not sure where to begin, or we don’t have an easy system in place. Filing can be inconvenient and time consuming. MORE
Regular readers know we cover retirement and the financial lives of baby boomers a lot here at Small Business Labs. So if more people retire later and work longer than in the past, the more self-employed there will be. Only 14% plan to retire prior to age 65. MORE
Everyone dreams of one day retiring to the lifestyle they have always dreamed of. Today, the world sees more people living longer than before so the need to start saving early is a crucial element that can make your retired life as comfortable as possible. … The post Top 10 Reasons to Start Saving for your Retirement appeared first on SMALL BUSINESS CEO. Finance retirement planning MORE
Preparing yourself with a comprehensive retirement plan is more important than ever. Here are some simple things that can help you to make the most of your retirement fund. A key part of a successful retirement strategy is creating an effective income stream from your savings. If your 401(k) only allows you to take out a lump sum, it may be worth transferring the savings to a separate retirement account.… Finance personal finance retirement planning MORE
We've long been forecasting and writing about the growing trend of Americans working past traditional retirement age. But even we're surprised by a Wells Fargo survey showing that 75% of Americans plan to work in their retirement years - and 25 percent saying they'll need to work until at least age 80 because they will not have enough money to retire comfortably. Baby Boomers retirement MORE
Self-Employment Data » September 30, 2010 Wealthy Planning on Working in Retirement We've written so often about baby boomers and others working past traditional retirement age that I almost didn't bother with this post. But the CNBC article Working During Retirement May Be The 'New Normal' had a couple of new slants on this topic. MORE
Retirement is supposed to be relaxing and care-free , but before you can embark on your golden years, you need to get a better idea of what you want those golden years to look like. … Economy & Environment retirement planningSure, maybe you want to spend more time with your family, or devote as many hours as possible to volunteering in your community. Those are worthy goals. But other than that, what do you want your day-to-day life to look like? MORE
A few days ago I went to this man’s retirement party and there were a lot of nice things said about him. Thank you Mr. B for taking me on and I wish you all the very best in your retirement. Tags: taking a chance retirement mentor professional assistant legal assistant Administrative Assistant MORE
One of the many things that can put stress to people is thinking about future and making retirement plans. Younger generations almost never think about retirement planning, although this is serious and important issue to think about. Saving money to spend it in retirement days seems like a thing far away to many people, but truth is that time goes fast and it is wise to make plans about future. Many people avoid retirement planning because it reminds them of getting old. MORE
But as the more experienced, job savvy workers begin to retire, it appears they may not be following the advice they've been so keen on giving younger workers. Specifically, many of those facing retirement don't have the foggiest idea what they're going to do when they're not working. They have not set any goals for retirement, or made any strategic moves. OK, there's the first six months or year of retirement. Setting a specific date for retirement. MORE
Also interesting is Barlow's findings on small business owner retirement plans. In general, small business owners are not the retiring type. They found average small business owner with plans to retire is planning on retiring at age 67. But 7 in 10 of those plan to work at least part-time after their "official" retirement. Also, only 68% of small business owners report plans to retire. MORE
” And it shouldn’t have … Continue reading → Retirement adjusting to retirement depression Everything is Awesome Glory older people with depressionDuring our 2015 Oscar party, my DDIL and I both infamously voted for the “Lego Movie” as the winner in the best song category. No matter that I didn’t know that song because I forgot to watch “Lego.” MORE
There have been several interesting articles over the past couple of weeks on working in retirement and/or working later in life. The consensus of these are those working full or part-time instead of fully retiring are happier, healthier, more engaged and in better financial shape. Some examples: Next Avenue's 4 Traits of the Happiest Retirees report all 4 happiness traits are related to working during retirement. MORE
Lots of news these days on baby boomers delaying retirement. The quick summary is boomers are delaying retirement, changing retirement and choosing not to go gently into retirement. In addition to destroying nest eggs and forcing delayed retirement, the article says many baby boomers are even going to die younger because of recession induced economic trauma. Below are our top 10 (actually 11, we added a bonus story) recent stories on the topic. MORE
Transamerica released their 13th annual retirement survey. They cover a lot of areas related to retirement and their full report does a nice job with the details. The quick summary is only 39% of respondents believe they are buiding a big enough nest egg to fund a traditional retirement. Also, only 19% said they did not plan to work in retirement. Income is now the primary driver for wanting/needing to work in retirement. MORE
I haven't been posting in awhile as I have been considering retiring the blog. I will continue to write a few articles now and then, but have been spending more time on finalizing another book, giving webinars on minute taking and I would like to expand into other speaking opportunities where I feel my expertise can be used. MORE
We want to move forward,” Phelps, who retired from swimming after the 2016 Olympics, tells SUCCESS. “We The post In Retirement, Olympic Gold-Medalist Michael Phelps Is a Mental Health Advocate appeared first on SUCCESS. The American Dream lies to us in all kinds of ways. MORE
We all want to make sure that we are fully-prepared for retirement. While it can often seem so far away, retirement can soon come creeping up on you. So how can you plan for your retirement a little better? Finance retirement planning MORE
The Retirement Reset Study is a joint effort by the Sun Financial Group and Age Wave. Their key study finding is we are entering a new phase of retirement they call Retirement 3.0, " A big part of this new retirement is the inclusion of work. Their survey showed 65% Americans aged 55+ plan on working in retirement. MORE
The phrase “planning for retirement” generally evokes images of white-haired individuals smiling in insurance commercials, making sure their finances are in order for the long haul. That’s definitely part of the process, and it’s always a good idea to speak to financial advisors, invest for retirement , and save whatever you’re able to. … Economy & Environment investing retirement planning MORE
Work a Little, Play a Little: A New Retirement Strategy from the New York Times covers the growing trend towards people working part-time in retirement. The article focuses on a retired educator who has put together a portfolio of activities to meet his goal of “balancing a life of leisure with a life of purpose.”. Simply put, many older Americans are not financially prepared for retirement and will need to work. MORE
Investors have many options for saving funds to carry them into a successful retirement. A prime example of a longer-term choice is an individual retirement account or IRA. Finance investing IRA retirement planning MORE
Blog powered by TypePad Member since 01/2005 « Time Spent on Social Networks Exploding; Email and IM Fading | Main | The 2 Speed Economy - Big versus Small Business » August 05, 2010 Over Half of Baby Boomers Plan to Work Past Traditional Retirement Age A recent survey by Robert Half survey found that 54% of baby boomer respondents plan on working past tradtional retirement age. MORE
Purpose and a Paycheck is a new book from Chris Farrell, a leading expert on retirement and workforce issues facing people over the age of 50. The book covers the "new retirement" This is the growing trend towards older workers delaying retirement and continuing to work, either in traditional jobs or by starting their own businesses. These stories include practical advice that anyone considering the new retirement will find useful. MORE
Retirement Related Topics Small Business Labs
NOVEMBER 3, 2021
Louis found that the pandemic pushed about 3 million baby boomers to retire earlier than they would have otherwise. As the study chart below shows, the share of retired Americans has surged since the start of the pandemic, and is well above the trend line.
Small Business Labs
FEBRUARY 19, 2019
Purpose and a Paycheck is a new book from Chris Farrell, a leading expert on retirement and workforce issues facing people over the age of 50. The book covers the "new retirement" This is the growing trend towards older workers delaying retirement and continuing to work, either in traditional jobs or by starting their own businesses. These stories include practical advice that anyone considering the new retirement will find useful.
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Laughing all the Way to Work
JUNE 12, 2012
I haven't been posting in awhile as I have been considering retiring the blog. I will continue to write a few articles now and then, but have been spending more time on finalizing another book, giving webinars on minute taking and I would like to expand into other speaking opportunities where I feel my expertise can be used.
The Small Business Blog
MARCH 5, 2014
Small business owners are often in an unusual position because they won’t receive a pension from their employer once they retire. The self-employed have to think more carefully than most about planning for their retirement. This weeks tips column contains our Top 5 Tips for planning your retirement from a small business: 1. Your retirement… Read the full article here: Top 5 Tips for Small Business Retirement on: THE SMALL BUSINESS BLOG.
Small Business CEO
FEBRUARY 17, 2021
All individuals need to plan and save for their retirement to ensure a secure and comfortable retirement. However, retirement planning becomes all the more necessary and complicated for habitual expatriates. Legal Management habitual expatriates retirement planning
Small Business CEO
SEPTEMBER 21, 2020
We all want to make sure that we are fully-prepared for retirement. While it can often seem so far away, retirement can soon come creeping up on you. So how can you plan for your retirement a little better? Finance retirement planning
All Things Admin
FEBRUARY 10, 2022
When was the last time you made an effort to catch up on your filing? Last month? Last summer? Many times, we struggle with filing because it feels overwhelming, we’re not sure where to begin, or we don’t have an easy system in place. Filing can be inconvenient and time consuming.
Small Business CEO
DECEMBER 21, 2021
This does not relieve them of the need to think about saving for retirement, but it does give them a foundation. When self-employed, you need to take all your own steps to save for retirement. If you’re not yet saving for retirement, now is the time to start.
Small Business Labs
SEPTEMBER 6, 2018
The New York Times article How to Retire in Your 30s With $1 Million in the Bank nicely covers the " growing movement of young professionals who are intently focused on quitting their jobs forever." " It's called the FIRE movement and the acronym stands for Financial Independence, Retire Early. However, we didn't fully retire. Independent workers retirement self-employment trends
Small Business Labs
APRIL 2, 2019
It shows that 52% of the full-time employees surveyed said they plan to postpone their retirement due to their financial situation. We've long often covered the trend towards delayed retirement ( see our baby boomer section for many articles on this topic ). These are the people who should be the best prepared to retire. And yet about half believe they're going to need to delay their retirement because they don't have the financial resources not to.
Small Business Labs
APRIL 13, 2015
A good study from Merrill Lynch on working in retirement is nicely covered in the Fast Company article The Real Reasons More People are Working in Retirement. The study covers in detail what they call the 4 Myths of working in retirement. According to the study summary, these are: Myth 1: Retirement means the end of work. Reality: Over seven in 10 pre-retirees say they want to work in retirement. Myth 2: Retirement is a time of decline.
Small Business Labs
DECEMBER 11, 2018
We've covered the changing nature of retirement so often in our Baby Boomer section we feel like we're feeding a fed horse by covering it again. But it's an important trend and there continues to be a flurry of interesting articles on working in and/or delaying retirement. The article points out we've been treating retirement like a second childhood that is focused on leisure activities.
Small Business Labs
NOVEMBER 17, 2011
We've long been forecasting and writing about the growing trend of Americans working past traditional retirement age. But even we're surprised by a Wells Fargo survey showing that 75% of Americans plan to work in their retirement years - and 25 percent saying they'll need to work until at least age 80 because they will not have enough money to retire comfortably. Baby Boomers retirement
Small Business Labs
MAY 24, 2016
Work a Little, Play a Little: A New Retirement Strategy from the New York Times covers the growing trend towards people working part-time in retirement. The article focuses on a retired educator who has put together a portfolio of activities to meet his goal of “balancing a life of leisure with a life of purpose.”. Simply put, many older Americans are not financially prepared for retirement and will need to work.
Small Business CEO
MARCH 17, 2018
One of the many things that can put stress to people is thinking about future and making retirement plans. Younger generations almost never think about retirement planning, although this is serious and important issue to think about. Saving money to spend it in retirement days seems like a thing far away to many people, but truth is that time goes fast and it is wise to make plans about future. Many people avoid retirement planning because it reminds them of getting old.
Small Business Labs
OCTOBER 21, 2013
We've written so often for so long about Americans - and especially baby boomers - delaying retirement that I'm honestly getting tired of the topic. Key quote on their findings from an AP article on the study : Some 82 percent of workers 50 and older say it is at least somewhat likely they will work for pay in retirement. And 47 percent of them now expect to retire later than they previously thought — on average nearly three years beyond their estimate when they were 40.
Small Business Labs
DECEMBER 21, 2015
There have been several interesting articles over the past couple of weeks on working in retirement and/or working later in life. The consensus of these are those working full or part-time instead of fully retiring are happier, healthier, more engaged and in better financial shape. Some examples: Next Avenue's 4 Traits of the Happiest Retirees report all 4 happiness traits are related to working during retirement.
Small Business Labs
JULY 1, 2010
Manufacturing » July 01, 2010 Non-Mortgage Debt and Working in Retirement The US News article The Number One Obstacle to Retirement points out that non-mortgage debt is a significant problem for many Americans. According to the article, debt payments are interfering with retirement savings for 63% of Americans. But the point they make - many Americans are not saving enough for retirement - is a good one.
Small Business Labs
AUGUST 30, 2016
Transamerica's Center for Retirement Studies recently released the results from their 17th annual U.S. retirement survey. As with prior years, it's full of interesting data on the retirement preparations and plans of Americans of all ages. This group is currently entering retirement age in large numbers (roughly 10,000 turn 65 every day) and the oldest members turn 70 this year.
Success
JULY 24, 2021
We want to move forward,” Phelps, who retired from swimming after the 2016 Olympics, tells SUCCESS. “We The post In Retirement, Olympic Gold-Medalist Michael Phelps Is a Mental Health Advocate appeared first on SUCCESS. The American Dream lies to us in all kinds of ways.
Small Business Labs
MAY 30, 2012
Transamerica released their 13th annual retirement survey. They cover a lot of areas related to retirement and their full report does a nice job with the details. The quick summary is only 39% of respondents believe they are buiding a big enough nest egg to fund a traditional retirement. Also, only 19% said they did not plan to work in retirement. Income is now the primary driver for wanting/needing to work in retirement.
Small Business CEO
JANUARY 9, 2019
Preparing yourself with a comprehensive retirement plan is more important than ever. Here are some simple things that can help you to make the most of your retirement fund. A key part of a successful retirement strategy is creating an effective income stream from your savings. If your 401(k) only allows you to take out a lump sum, it may be worth transferring the savings to a separate retirement account.… Finance personal finance retirement planning
Small Business Labs
AUGUST 22, 2017
Also interesting is Barlow's findings on small business owner retirement plans. In general, small business owners are not the retiring type. They found average small business owner with plans to retire is planning on retiring at age 67. But 7 in 10 of those plan to work at least part-time after their "official" retirement. Also, only 68% of small business owners report plans to retire.
Small Business Labs
SEPTEMBER 30, 2010
Self-Employment Data » September 30, 2010 Wealthy Planning on Working in Retirement We've written so often about baby boomers and others working past traditional retirement age that I almost didn't bother with this post. But the CNBC article Working During Retirement May Be The 'New Normal' had a couple of new slants on this topic.
Small Business CEO
SEPTEMBER 27, 2017
Retirement is supposed to be relaxing and care-free , but before you can embark on your golden years, you need to get a better idea of what you want those golden years to look like. … Economy & Environment retirement planningSure, maybe you want to spend more time with your family, or devote as many hours as possible to volunteering in your community. Those are worthy goals. But other than that, what do you want your day-to-day life to look like?
Small Business CEO
JULY 23, 2017
The phrase “planning for retirement” generally evokes images of white-haired individuals smiling in insurance commercials, making sure their finances are in order for the long haul. That’s definitely part of the process, and it’s always a good idea to speak to financial advisors, invest for retirement , and save whatever you’re able to. … Economy & Environment investing retirement planning
Small Business Labs
JUNE 18, 2010
Blog powered by TypePad Member since 01/2005 « The Atlantic Monthly on The End of Men | Main | The Female Economy » June 18, 2010 Tim Berrys Baby Boomer Un-Retirement - Part 2 Several years ago (have I really been blogging that long?) I posted on Tim Berry's un-retirement. His answer was he was retired. While Tim may not be the typical baby boomer, he is a great example of our generation's approach to retirement.
Small Business Labs
FEBRUARY 12, 2013
Lots of news these days on baby boomers delaying retirement. The quick summary is boomers are delaying retirement, changing retirement and choosing not to go gently into retirement. In addition to destroying nest eggs and forcing delayed retirement, the article says many baby boomers are even going to die younger because of recession induced economic trauma. Below are our top 10 (actually 11, we added a bonus story) recent stories on the topic.
Small Business Labs
AUGUST 5, 2010
Blog powered by TypePad Member since 01/2005 « Time Spent on Social Networks Exploding; Email and IM Fading | Main | The 2 Speed Economy - Big versus Small Business » August 05, 2010 Over Half of Baby Boomers Plan to Work Past Traditional Retirement Age A recent survey by Robert Half survey found that 54% of baby boomer respondents plan on working past tradtional retirement age.
Small Business Labs
OCTOBER 3, 2017
Five ways to invigorate your encore career as an independent professional
Small Business Labs
OCTOBER 30, 2018
Last month we covered the growing Financial Independence, Retire Early (FIRE) movement and how it relates to the rise in independent work. Her main reason for hating it is if you retire early, you have to live a long time off your savings because you aren't generating income.
Small Business Labs
JUNE 25, 2020
Regular readers know we cover retirement and the financial lives of baby boomers a lot here at Small Business Labs. So if more people retire later and work longer than in the past, the more self-employed there will be. Only 14% plan to retire prior to age 65.
Small Business Labs
JULY 18, 2011
The Retirement Reset Study is a joint effort by the Sun Financial Group and Age Wave. Their key study finding is we are entering a new phase of retirement they call Retirement 3.0, " A big part of this new retirement is the inclusion of work. Their survey showed 65% Americans aged 55+ plan on working in retirement.
On The Job
JANUARY 17, 2008
But as the more experienced, job savvy workers begin to retire, it appears they may not be following the advice they've been so keen on giving younger workers. Specifically, many of those facing retirement don't have the foggiest idea what they're going to do when they're not working. They have not set any goals for retirement, or made any strategic moves. OK, there's the first six months or year of retirement. Setting a specific date for retirement.
Laughing all the Way to Work
JUNE 7, 2008
Here’s a retirement notice for a long-time administrative assistant, Judy Leonard, retiring after 30 years in the same job. Tags: retirement 30 years of service professional assistant long-time service Administrative Assistant
Small Business CEO
OCTOBER 3, 2019
Everyone dreams of one day retiring to the lifestyle they have always dreamed of. Today, the world sees more people living longer than before so the need to start saving early is a crucial element that can make your retired life as comfortable as possible. … The post Top 10 Reasons to Start Saving for your Retirement appeared first on SMALL BUSINESS CEO. Finance retirement planning
Laughing all the Way to Work
JUNE 7, 2008
A few days ago I went to this man’s retirement party and there were a lot of nice things said about him. Thank you Mr. B for taking me on and I wish you all the very best in your retirement. Tags: taking a chance retirement mentor professional assistant legal assistant Administrative Assistant
Small Business CEO
JANUARY 30, 2022
Investors have many options for saving funds to carry them into a successful retirement. A prime example of a longer-term choice is an individual retirement account or IRA. Finance investing IRA retirement planning
Loosely Speaking
MARCH 3, 2015
” And it shouldn’t have … Continue reading → Retirement adjusting to retirement depression Everything is Awesome Glory older people with depressionDuring our 2015 Oscar party, my DDIL and I both infamously voted for the “Lego Movie” as the winner in the best song category. No matter that I didn’t know that song because I forgot to watch “Lego.”
Small Business CEO
JANUARY 18, 2022
When you decide to build your retirement portfolio, you will need to think about the assets that you want to add to it. Finance precious metal retirement planningFor a long time, people have relied solely on the traditional options, i.e. the options of investing in stocks and bonds.
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