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Is Earned Wage Access A Wolf In Sheep’s Clothing?

Allwork

In 2022, American workers dealt with levels of inflation unseen since 1981, increasing financial instability and resulting in 63% of workers living paycheck to paycheck — up 6 percentage points compared to the previous year when 57% of workers were doing so.

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. According to a Gallup survey , only one in three Americans prepares a detailed household budget. That’s a big red flag—you need a budget. It all feels a bit much.

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Looking to Cut Costs? These Are 5 of the Best Items to Buy Used

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Those of us who grew up in the 90s might have memories of being dragged from garage sales to thrift stores by family members who were hunting for bargains. Not only are you likely getting a bargain, but you’re also giving new life to items that might end up in a landfill or stuffed in the corner of someone’s basement.

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How to Experience Luxury in Everyday Life

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Some experts advise cutting out all your discretionary spending—such as picking up coffee twice a week. If you were just picking up coffee out of habit and it doesn’t add much to your day, cut it out. But if that pick-me-up is what you need to help you get through the week, it’s OK to keep it in your budget and savor it.

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Who’s Stuck With The Bill?

Allwork

It may be up to the employer to decide on what benefits they offer (subject to local rules and laws). Often, the amount paid towards remote work expenses depends on whether the job is full time or freelance, and the seniority of the employee’s position. That involves monthly fees, which can also mount up. .

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Ten Simple Ways to Go Green On A Budget

Eco-Office Gals

Most people associate “going green” with buying expensive products like organic vegetables, environmentally friendly cleaning products, and electric cars. Without further ado, here are ten simple ways to go green on a budget. . Buying food that is produced locally is a fantastic way to go green on a budget.

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Worried About Ever-Increasing Prices? 5 Ways to Reduce Your Utility Bills

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The prices of everything seem to be rising faster than we can keep up. That means our utility bills are also creeping up, especially as we enter the summer months when the air conditioner temperatures start going down. Heating or cooling your home can be a significant expense, especially if you live in a place prone to extreme weather.

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