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Helpful Budgeting Tools to Keep You On Track

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Creating a budget can often be daunting. Instead of feeling down about your budget, find some tools like budgeting apps, spreadsheets or even features offered at your bank to help you keep track of your money. Using budgeting tools will offer less hassle and let you keep working toward your financial goals.

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5 Smart Money Hacks to Help You Budget for the Holidays

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How can anyone on a budget relax about money during the holidays? Here are a few hacks I’ve used over the years to help me both budget and enjoy the holidays. Consider it my gift to you, my fellow budgeters. Still, having a fixed sum in my head that won’t put me over budget leaves me freer to enjoy what shopping I can do.

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What Is Zero-Based Budgeting?

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Instead of creating a traditional budget, many individuals are opting for an old-school method called zero-based budgeting. For zero-based budgeting to work, its subscribers must be utterly committed to accountability. If you’re not ready to assign a purpose to every dollar you spend, this budget isn’t for you.

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Do I Really Need a Budget to Manage My Money?

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Have you tried to set up a budget to manage your money in the past but just felt frustrated and hopeless? Budgeting often brings up images of someone diligently entering numbers on a spreadsheet and trying to get the math to come out right. Experts will tell people with irregular incomes to budget for their lowest earning month.

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Is Mint the Best Budgeting App for Me?

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Finding the best budgeting app for you can be tricky since there are multiple options, and each is slightly different. Often appearing on lists of the best budgeting apps, Mint is one of the most popular and easy-to-use apps available. How does the Mint budgeting app work? What is the Mint app?

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Top 28 Gifts for Holiday Shopping on A Budget

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While the holidays are certainly joyful, shopping for others can sometimes add more stress than you’d anticipated, especially if you’re trying to purchase Christmas gifts on a budget. Purchase within your budgeted category to stay on track , or mix and match from various sections to compile the perfect gift that still meets your money goals.

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Furthering Your Education on a Budget

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As with most things, knowing where you’re going will help you get to your end result faster, and hopefully on budget. When you’re trying to optimize your learning around a budget, it’s best to determine your goal , and keep it in front of you when you start signing up for classes. Set your budget. Have a plan.

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