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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Once you’ve identified your areas of focus, plan your approach by setting SMART goals. That is, goals that are specific, measurable, attainable, relevant to your needs and time-bound. New Year’s resolutions are, after all, goals for personal growth and development. Remain flexible and adjust your goals as necessary.

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Should I Use a Robo-Advisor to Manage My Investments?

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A robo-advisor offers affordable financial services that use computer algorithms to automate investing based on a person’s goals and risk tolerance. It often includes automatic rebalancing, tax-loss harvesting, retirement planning and picking investments. You can access the platform 24/7 from your phone, tablet or computer.

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4 Smart Money Moves to Plan for Financial Security

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They don’t have a purpose for the money they’re saving, and they often end up splurging on stuff they don’t really need (or want) rather than using it to fund a life goal such as buying a house or saving up for retirement. Set goals and start saving for them today. Your goals don’t have to be big and lofty.

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How to Choose a Robo-Advisor

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Determine your goals. As with any investment strategy, it’s important to start by understanding your goals. As you look at various robo-advisors, make sure you’re keeping your goals and targets in front of you to help ensure that you’re picking the best option for you. What kind of accounts are provided? Bottom Line.

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How to Choose a Financial Adviser

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Financial advisers can help you with much more than investing topics, including debt management and retirement plans. If you don’t have assets, children or significant debt, you might need to meet with an advisor periodically to ensure you’re on the right track with your retirement plans and brokerage accounts.

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What Is My Net Worth?

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Personal assets generally include the following: Cash Checking and savings accounts Savings bonds Stocks and other investments Certificates of Deposit (CDs) College savings plans Your 401(k) and other retirement accounts The cash value of any life insurance policies Vehicles (cars, trucks, RVs, boats, etc.) appeared first on SUCCESS.

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The Founder of Black Girl Ventures Gets Things Done

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Bell, the founder and CEO of Black Girl Ventures , solves problems and achieves her goals through ingenuity, dedication and relentless positive energy. I was on the phone with the printer and I said, ‘You know what, it’s made by a Black woman; I should put that on the shirt.’ ”. It sucked and nobody bought it.

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