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Using a Financial Planning Checklist Can Help You Meet Your Goals

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Review your bank and credit card statements Even if you check on your bank accounts daily, pulling your bank and credit card statements can help you understand how the first quarter of the year has gone. Subtract your net income from your net expenses.

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Business Travel Is Back: How to Maximize Your Miles

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As Neff has learned, one key to doing that is having a good rewards credit card—and taking advantage of everything it has to offer. The right credit card for your business travel needs will depend on several factors, including the size and maturity of your business, your expense levels and your credit profile.

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8 Travel Apps You Need to Download Before Your Next Vacation

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Of course, you need to be using your airline’s app to track your flight and access your boarding pass, but there are other travel apps that do everything from getting you through customs in a flash (even without Global Entry) to dividing up shared expenses on a group trip. At the end of your trip, you settle up and request any payment owed.

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10 Best Financial Management Tools for Personal and Professional Use

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So, if you are keeping up with income and expenses, you can quickly pull the data without much thought. Google Sheets is also helpful if you’re self-employed and like to keep information in one place without needing a fancy user interface. This can help you figure out how much to allocate to this expense each month.

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Even Processing Credit Cards Can Be Paperless

Eco-Office Gals

Not having a method to accept payments from these cards could cost you sales. However, you don’t have to be drawn into a merchant account for credit card processing that uses paper receipts, a bulky device at the register and paper monthly reports sent to you in the mail.

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How to Know If You’re Financially Ready to Start a Business

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Later in the plan, provide more specific information about your offering (e.g., After all, without cash flow and a solid financial plan that includes costs and expenses, you won’t be able to get your business off the ground. Either way, go through your bills and determine where you can cut personal expenses. Considering the No.

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Transforming Your Relationship with Money

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It can be as simple as a missed credit card payment and the resulting fee haunting you from years past, or maybe you had a house foreclosure or car repossession. Change takes time.