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Using a Financial Planning Checklist Can Help You Meet Your Goals

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Review your bank and credit card statements Even if you check on your bank accounts daily, pulling your bank and credit card statements can help you understand how the first quarter of the year has gone. Subtract your net income from your net expenses.

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Business Travel Is Back: How to Maximize Your Miles

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As Neff has learned, one key to doing that is having a good rewards credit card—and taking advantage of everything it has to offer. The right credit card for your business travel needs will depend on several factors, including the size and maturity of your business, your expense levels and your credit profile.

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5 Long-Term Financial Goals and How to Achieve Them

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Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. Opening a college savings fund for your child when they’re young can help you save for their future college expenses.

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Everything You Need to Know About Emergency Funds

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If you’ve ever had to pull out a credit card to deal with a dentist or emergency vet bill, you likely know the pain of wondering how you’ll pay for an unexpected expense. An emergency fund is a safety net of money for unexpected expenses. Having an emergency fund can significantly reduce your money worries.

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What Is My Net Worth?

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You may be spending more than you earn and using credit cards to help you cover expenses. A zero net worth is going in the right direction, but you still likely need to reduce your expenses or make more to prepare for the future. Liabilities are debts you owe others, like a loan or a balance on a credit card.

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Calculate your monthly income, track your spending, determine your goals and priorities and develop a plan to manage your expenses. Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Limit money habits that can leave you broke such as expensive dining or luxury items. Reduce debt.

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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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Be more descriptive than simply “transportation” because a Lyft to the bar on Friday night should not be marked as a vital expense. A healthy guideline is to have between six and 12 months worth of expenses set aside,” Kemp says. Credit Karma is a great free resource to track the progress of your credit score.

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