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How to Teach Your Kids About Credit Cards

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On the surface, credit cards seem pretty straightforward: You use your card to purchase items and then pay the balance at the end of the month. But as many of us have learned the hard way, using credit can be all too easy, and you can go into debt quickly. Understand how credit works. Understand interest.

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Business Travel Is Back: How to Maximize Your Miles

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And although Neff likes his current card, he wouldn’t pass up the right offer for a different one—one with a big sign-up bonus, for example. As Neff has learned, one key to doing that is having a good rewards credit card—and taking advantage of everything it has to offer. 1 Business or personal? 2 Consider your spending.

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How Will We Make Payments In A Metaverse-Driven Economy?

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Prior to the explosion of intangible assets on the internet, individuals purchased goods and services in-person. Prior to the explosion of intangible assets on the internet, individuals purchased goods and services in-person, predominantly using cash. Now, upcoming payment solutions are taking over. The metaverse is coming.

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5 Money Mistakes That Could Be Ruining Your Credit

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Here are five common money mistakes that could be unintentionally sabotaging your credit score. Mistake #1: Closing credit card accounts. Of course, you should reduce your debt load, beginning with your credit card debt. But once you pay off a card, don’t close the account. Mistake #4: Paying late.

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Don’t Let Shame Around Money Rule Your Life: How to Heal It

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In the same example, shame would have you believe that blowing past your holiday budget makes you a horrible person—not that you made a mistake or need to course correct, but that you inherently are flawed and cannot be redeemed.

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Money Remains a Top Stressor for U.S. Adults—Here Are Some Tips to Better Manage Stress (and Finances)

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Bureau of Labor Statistics reports that roughly two-thirds of our economy is fueled by consumer spending, much of it in the form of credit card debt. One recent survey by the credit card comparison website CardHub observed that consumers added a total of $87.3 Many purchases are wants, not needs. You deserve it!

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8 Pieces of Financial Advice for New College Graduates

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You may not be able to escape using a credit card for some unexpected expenses, especially if you’re just starting a new job and haven’t had time to build your savings. If you are paying back credit card debt, your minimum monthly payment should go in this category. Understand and build your credit score.