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Using a Financial Planning Checklist Can Help You Meet Your Goals

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Although there are multiple ways to ‘tidy up’ your money , a list that you return to monthly or quarterly allows you to keep track of specific areas each time, giving you better data. Keep a running tally or spreadsheet to help you quickly calculate costs in each category so you can compare them across the last three months.

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How to Teach Your Kids About Credit Cards

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On the surface, credit cards seem pretty straightforward: You use your card to purchase items and then pay the balance at the end of the month. But as many of us have learned the hard way, using credit can be all too easy, and you can go into debt quickly. Understand how credit works. It’s not free money.

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Business Travel Is Back: How to Maximize Your Miles

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Like any business owner, one of Neff’s focuses is keeping his business costs down , and when it comes to travel, one way he’s found to do that is with a good travel rewards card. But if you have miles loaded up on a card, it can be a lot easier.”. Plus, he gets automatic seat upgrades on many flights.

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7 Money Mistakes You’re Making in Your 20s

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Not considering how many hours (not dollars) something costs. That means the coat will cost you 20 hours (or half of a workweek) to buy. for the ATM and up to $5 to your bank. The $40 shirt is a better investment because it costs $.80 Paying credit card interest or fees. Paying credit card interest or fees.

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8 Travel Apps You Need to Download Before Your Next Vacation

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Of course, you need to be using your airline’s app to track your flight and access your boarding pass, but there are other travel apps that do everything from getting you through customs in a flash (even without Global Entry) to dividing up shared expenses on a group trip. At the end of your trip, you settle up and request any payment owed.

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Even Processing Credit Cards Can Be Paperless

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Not having a method to accept payments from these cards could cost you sales. However, you don’t have to be drawn into a merchant account for credit card processing that uses paper receipts, a bulky device at the register and paper monthly reports sent to you in the mail. photo by: 401(K) 2013.

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6 Real-Life Budgeting Tips to Save More Money

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Growing up, I had a green tin box where I stashed all of my cushion-hunting treasures. Some of the highest-quality clothes and shoes in my closet have cost less than a latté. But I’m shocked when I see the cost of certain treatments and hair cuts. What’s the difference between me and them? Well, practice.

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