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5 Long-Term Financial Goals and How to Achieve Them

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What are long-term financial goals and why are they important? Long-term financial goals are your money objectives that will take more than a few years to achieve. Your long-term goals are an important aspect of your financial health. These goals provide motivation, direction and discipline when managing your finances.

Goals 248
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How Toxic Positivity Can Hurt Your Finances

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While staying positive is essential to reaching your goals, pushing aside or suppressing negative feelings can make things worse in the long run. As it applies to money, toxic positivity may even hurt your finances more to assume that everything will work out without any effort from you. Talking with someone you trust can be helpful.

Finance 261
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The 10 Best Books on Personal Finance

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Take a look at these 10 books on personal finance, and find the best fit (or fits) for you to begin cultivating beneficial financial habits today. Retire Before Mom and Dad: The Simple Numbers Behind A Lifetime of Financial Freedom. Clever Girl Finance: Ditch debt, save money and build real wealth. But you’re not alone.

Finance 225
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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Often, these fall into categories of personal well-being, relationships and finance. Once you’ve identified your areas of focus, plan your approach by setting SMART goals. That is, goals that are specific, measurable, attainable, relevant to your needs and time-bound. Remain flexible and adjust your goals as necessary.

2024 279
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4 Smart Money Moves to Plan for Financial Security

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That’s because when we delay organizing our finances, it causes us to delay a lot of other things, too. But it’s really no surprise that millennials have trouble dealing with their finances. Plus, an unsurprising majority of this age group feels stressed when thinking and talking about finances. Trust me: I get it.

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How to Budget Your Money as a Teen

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If you have money left over, you have extra money to put toward savings goals or other wants. Use apps to automate your savings The best part of learning to budget as a teenager is using the technology you likely already know for your financial health. Goals keep you motivated and give you something to work toward.

Budget 130
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Do I Really Need a Budget to Manage My Money?

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Perhaps personal finance apps or budgeting software might not be a good fit for your money needs. Finding the right system for you can help keep your finances on track without feeling like you want to pull your hair out. Don’t forget to include something, even just a few dollars, to add to your emergency fund and retirement savings.

Budget 234