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2023 Financial Forecast: How to Prepare for the Year Ahead

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Americans increasingly pulled out their credit cards to pay for a whole slew of more-expensive goods and services, which resulted in the biggest surge in credit card debt in more than 20 years. As you think about your personal finances heading into 2023, credit card debt should be top of mind.

2023 306
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How to Experience Luxury in Everyday Life

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Many of the luxury services available today use a subscription method where you pay a small monthly fee that is applied to any purchase you make that month. Set aside the rewards you get from your cash back or points credit cards and use them to fund a special treat now and then. Create your own subscription plan. Be flexible.

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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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I promise this will not be another article that berates your affinity for avocado toast (pro tip, if you prepare it at home it’s half the price!) List out your purchases in an Excel spreadsheet at the end of each month and place each transaction into a bucket. Do you know where your money is going?

Finance 279
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3 Common Money Myths Debunked

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In every financial workshop, I hold with 20-somethings, there inevitably comes a point where someone utters the phrase, “But my dad said…” followed by: I should carry a balance on my credit card to improve my credit. The price of managing your money under misguided assumptions is high. Buying in bulk is a better deal.

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7 Travel Tips and Tricks for Navigating Obstacles on Your Next Journey

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If you prefer a tech version, Todoist is a popular app that populates to-do lists with due dates to help you easily stay on top of what to purchase and what to remember to pack ahead of a trip. You should also check to see if your credit card offers travel insurance , which can help cover expenses like unplanned hotel stays and meals.

Travel 263
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7 Ways to Save Money on Groceries without Clipping Coupons

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Inflation may have started to cool, but the price of food and other necessities remains much higher than last year. Since everyone needs to eat despite rising prices, many people are getting creative about how to save money on groceries. If you feel like food prices are out of control, it’s not all in your head.

Staples 262
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Rent vs. Buy: What’s the Right Decision for You?

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The shift from renting to purchasing a home typically occurs in someone’s early 30s, according to Palim. “As They didn’t have the income or credit to buy and struggled with student loan and credit card debt, so it was harder to save for a down payment.”. Although that’s an unusually large jump, rent increases are common.

2021 290