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2023 Financial Forecast: How to Prepare for the Year Ahead

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It’s become more difficult in the past year, however, to know what your expenses will be each month—and that makes it all the more challenging to stick to a budget. As you think about your personal finances heading into 2023, credit card debt should be top of mind. And you may want to carefully consider big spending decisions.

2023 306
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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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I promise this will not be another article that berates your affinity for avocado toast (pro tip, if you prepare it at home it’s half the price!) Be more descriptive than simply “transportation” because a Lyft to the bar on Friday night should not be marked as a vital expense. David Dick, CFP® and partner at Financial Plan Inc.,

Finance 279
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5 Financial Basics Everyone Should Know

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We’re typically hyper-aware of the day-to-day things, like looking for the best price at the gas pump or a good deal on groceries. Your percentages may vary based on your expenses and income. Saving just $20 from every paycheck can add up and keep you from pulling out a credit card when emergencies happen.

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Calculate your monthly income, track your spending, determine your goals and priorities and develop a plan to manage your expenses. Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Limit money habits that can leave you broke such as expensive dining or luxury items. Reduce debt.

2024 299
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Impending Recession Or Not, Use These Professional Tips To Prepare For Financial Turbulence

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Interest rates are high, food and gas seems like luxuries, the job market has significantly slowed down, and home prices are exorbitant. Financial Market Volatility: Stock prices often fall during recessions as investor confidence wanes and corporate earnings decline. Ideally, workers should aim to save 3-6 months of living expenses.

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What Is the Best E-Commerce Platform?

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E-commerce platforms come in many varieties and price ranges. And that means you need the best results with the least expense in terms of both time and financial investment. And the payment platform supports all major credit cards and PayPal. Of course, it accepts major credit cards and PayPal.

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How to Experience Luxury in Everyday Life

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Set aside the rewards you get from your cash back or points credit cards and use them to fund a special treat now and then. You can also cash in miles or points to upgrade a budget travel experience—perhaps flying first class instead of coach or staying at a fancier hotel for the same out-of-pocket price as the budget option.