2021 Expenses Purchasing 
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JULY 12, 2021
Many people choose to supplement college savings using a Roth IRA because your child can use that money for non-education-related expenses and anything leftover can give them a headstart on their own retirement planning. In that case, your credits may not offer the same value on tuition expenses. Weigh the tax benefits.
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JULY 20, 2021
Maybe you dream of attending drama school one day or purchasing recording equipment to help with your podcasting side gig (don’t we all?). This goal is more expensive than I’d like to admit, so I strategically plan for those purchases by saving for them on a monthly basis. For me, this is collecting limited-release sneakers.
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OCTOBER 10, 2021
As much as we love nice things, we made faster progress toward our financial goals when we realized that those little upgrades are not just one-time expenses. A joy scale is a personal rating system that encourages you to track how much joy came from an item or experience you purchased. Create a Joy Scale. It’s completely subjective.
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JUNE 12, 2023
Why are groceries so expensive right now? This is on top of an 11% rise in retail food prices from 2021 to 2022, according to the Government Accountability Office (GAO), the most significant increase in 40 years. That’s 200% higher than prices in 2021. Keep reading for ways to help you make the most of your budget.
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MARCH 27, 2022
“I would lie there and catalog the things I had bought over the years that now made absolutely no sense to me: that luxury car lease, that tech gadget, that suit, that watch, that ridiculously expensive bottle of wine.” (And billion in new credit card debt to their tab during 2021, capped off by a $74.1 You deserve it!
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NOVEMBER 8, 2021
The business model revolves around making the right purchase financially, putting in enough money to fix the property, and selling it for a return that makes it worth your time and money. The most expensive part about remodeling a bathroom is the shower tile, so if the existing shower tiles are decent, maybe you can keep or reglaze them.
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OCTOBER 31, 2022
It’s become more difficult in the past year, however, to know what your expenses will be each month—and that makes it all the more challenging to stick to a budget. Meanwhile, after a multi-decade period of low interest rates, it’s now more expensive to borrow money from lenders (such as credit card issuers).
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