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7 Apps to Teach Kids About Money

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The days of working hard to earn a buck aren’t exactly gone, but the personal finance landscape is certainly more complicated now than it was a few decades ago. Budgeting and building credit are only the beginning—you also have student loans, mortgage rates and maybe even cryptocurrency and non-fungible tokens (NFTs). Toshl Finance.

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How to Prepare for a Recession

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Talk of a recession might have some people remembering the fear and hardships of the Great Recession in 2008, or even the disruption of the COVID-19 recession in 2020 , which lasted only two months. Eliminating a debt payment from your budget frees up funds for different uses and means you aren’t paying interest on outstanding balances.

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How to Stay Motivated While Job Hunting During the Holidays This Year

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A lot of the people who feel disheartened right now don’t realize that companies have budgets they haven’t spent yet. For example, a degree in accounting (aka your “financial acumen”) makes you a valuable asset to any company’s finance department. This article was published in December 2020 and has been updated.

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Impending Recession Or Not, Use These Professional Tips To Prepare For Financial Turbulence

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The onset of the 2020 pandemic triggered what seemed like a brief yet severe recession. In uncertain times, it’s wise to avoid taking on new debt unless absolutely necessary Start budgeting: Tracking your expenses is extremely important, because understanding where money is going can help identify areas to cut back.

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41 Ways to Improve Yourself in Just 10 Minutes

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According to Discovery’s annual credit health survey from 2020, younger generations are being proactive in learning and improving their credit score. Having a budget is smart, and staying accountable is a necessary aspect of a good financial strategy. But don’t get so caught up in tracking finances that you forget to live a little.

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Why (and How) to Help Your Team Self-Manage in the Future of Work

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A 2020 study of 28 companies revealed that 100% of organizations with decentralized management structures experienced positive market-cap growth, while only 33% of companies with traditional structures could say the same. Additionally, input from finance will be necessary if significant out-of-pocket costs are involved.

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16 Timeless Truths of Financial Freedom

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Don’t Budget. Timing the market—trying to anticipate imminent movements up or down—is a losing proposition, as data from Yahoo Finance illustrates: Let’s assume you invested $10,000 in the S&P 500 for 20 years between January 1, 1998, and December 31, 2017. Instead, automate your financial life. Don’t try to time the market.