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What Is My Net Worth?

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While it might sound intimidating, calculating your net worth is an easy way to see a broad view of your financial situation. Periodically calculating your net worth can help you see trends and allow you to make corrections when things start going off track. Calculate your net worth once or twice a year. What are my assets?

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5 Financial Basics Everyone Should Know

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Managing your finances can feel overwhelming, especially if you’re trying to keep up with the latest budgeting software, personal finance app or investment hack and not just the financial basics. To get started, develop your financial plan around these personal finance basics. But that lead to problems in the future.

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Travel Blogger Karen Akpan Shares How She Journeyed From Debt to Economic Freedom

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With an expensive California mortgage, car payments and student loans, the emergency fund she and her husband, Sylvester, had dutifully built quickly depleted. I calculated and multiplied our monthly payment by the 30-year time period, and I realized that we would pay back three times the amount of the house,” Akpan explains. “I

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Should I Use a Balance Transfer Card to Manage My Debt?

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Be sure to calculate your total debt before applying and account for any fees that will be added when completing a balance transfer. A personal loan, for example, can help you consolidate multiple cards into one monthly payment. Calculate your total debt before applying for a balance transfer card.

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How to Reduce Financial Risk in Home Business Ventures

Tips From T. Marie

The good news is, you don’t need to drain your savings account or take out a hefty loan to get your home business off the ground. Explore various funding options such as personal savings, loans from family and friends, microloans, or small business grants. Start by identifying what you already have. Got a laptop?

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Travel Blogger Karen Akpan Shares How She Journeyed From Debt to Economic Freedom

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With an expensive California mortgage, car payments and student loans, the emergency fund she and her husband, Sylvester, had dutifully built quickly depleted. I calculated and multiplied our monthly payment by the 30-year time period, and I realized that we would pay back three times the amount of the house,” Akpan explains. “I

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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Like Dave Ramsey , a personal finance expert, says: “A budget is telling your money where to go instead of wondering where it went.” Calculate your total monthly income. So, here are tips to boss around your bank account, aka how to create a budget: 1.

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