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8 Pieces of Financial Advice for New College Graduates

Success

If you received money as graduation gifts, that is a perfect start to an emergency fund. You may not be able to escape using a credit card for some unexpected expenses, especially if you’re just starting a new job and haven’t had time to build your savings. It’s like stealing from yourself now to pay for purchases later.

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7 great organizing gifts for Christmas!

Clutter Coach

Here’s my gift round up for the year. Click on the photo of each to learn more and purchase. All the junk and unwanted credit offers can get taken care of on the spot. This one handles credit cards and staples too. The post 7 great organizing gifts for Christmas! I love drawer organizers!

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7 Ways to Save Money on Groceries without Clipping Coupons

Success

Many stores offer loyalty cards or points you can redeem on future orders or at the gas pump. Some credit cards offer cash-back options for groceries, gas and other household categories. While the amount you earn varies, you can help offset rising costs by using a card that gives you a little back after every purchase.

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How to Save Money on Christmas Spending

Ian's Messy Desk

Make a list of everyone you plan to give holiday gifts to this year with an estimate of what you want to spend. Add a small buffer for unexpected gifts for people you forgot to include, or for people who unexpectedly gave you a gift and you feel you have to reciprocate. Work from a Budget. Research Ahead of Time. Shop All Year.

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What Every Entrepreneur Should Know About Small Business Credit Cards

Small Business CEO

Many business owners choose to cover these expenses through the use of small business credit cards. Still, other business owners are hesitant to get a credit card for their companies for a number of reasons. This works just like a consumer credit card.

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10 Christmas Organizing Tips

Ian's Messy Desk

You can also create columns on your spreadsheet to track gift ideas, friends’ children’s names, ages, birthdays, etc. Have a gift-wrap center. If you have to search for a gift-wrap supply each time you need to use it, that’s not organized or easy. Ask people what they want for gifts. Don’t worry, ask questions.

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10 Christmas Organizing Tips

Ian's Messy Desk

You can also create columns on your spreadsheet to track gift ideas, friends’ children’s names, ages, birthdays, etc. Have a gift-wrap center. If you have to search for a gift-wrap supply each time you need to use it, that’s not organized or easy. Ask people what they want for gifts. Shop on-line.