Remove Credit Card Remove Expenses Remove Purchasing
article thumbnail

Business Travel Is Back: How to Maximize Your Miles

Success

As Neff has learned, one key to doing that is having a good rewards credit card—and taking advantage of everything it has to offer. The right credit card for your business travel needs will depend on several factors, including the size and maturity of your business, your expense levels and your credit profile.

Travel 320
article thumbnail

A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

Success

List out your purchases in an Excel spreadsheet at the end of each month and place each transaction into a bucket. Be more descriptive than simply “transportation” because a Lyft to the bar on Friday night should not be marked as a vital expense. Credit Karma is a great free resource to track the progress of your credit score.

Finance 276
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

5 Money Mistakes That Could Be Ruining Your Credit

Success

Here are five common money mistakes that could be unintentionally sabotaging your credit score. Mistake #1: Closing credit card accounts. Of course, you should reduce your debt load, beginning with your credit card debt. It’s expensive and most Americans struggle to keep it under control.

article thumbnail

8 Pieces of Financial Advice for New College Graduates

Success

Some people refer to this as an emergency fund , but it is essentially three to six months’ worth of living expenses you can use to pay for essentials if you lose your income or get hit with unexpected bills, such as a car repair or medical emergency. You may not get your expenses to match the 50/30/20 percentages. Budget play money.

article thumbnail

Everything You Need to Know About Emergency Funds

Success

If you’ve ever had to pull out a credit card to deal with a dentist or emergency vet bill, you likely know the pain of wondering how you’ll pay for an unexpected expense. An emergency fund is a safety net of money for unexpected expenses. Having an emergency fund can significantly reduce your money worries.

article thumbnail

7 Short-Term Financial Goals and How to Achieve Them

Success

Then, go over your existing income and expenses. If not, you’ll need to adjust your budget by reducing expenses or increasing your income, so you have excess money each month to set aside. For example, start by saving enough in your emergency fund to cover one month’s living expenses, then work your way up to six months over time.

Goals 276
article thumbnail

How to Experience Luxury in Everyday Life

Success

Many of the luxury services available today use a subscription method where you pay a small monthly fee that is applied to any purchase you make that month. Set aside the rewards you get from your cash back or points credit cards and use them to fund a special treat now and then. Create your own subscription plan. Be flexible.