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7 Apps to Teach Kids About Money

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Budgeting and building credit are only the beginning—you also have student loans, mortgage rates and maybe even cryptocurrency and non-fungible tokens (NFTs). A 2017 study found that disparities in financial literacy may account for as much as 40 percent of the wealth gap between those retiring with more and those retiring with less.

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2023 Financial Forecast: How to Prepare for the Year Ahead

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It’s become more difficult in the past year, however, to know what your expenses will be each month—and that makes it all the more challenging to stick to a budget. In the past year, two dynamics in the broader economy have made it especially difficult to stick with a budget and avoid racking up debt.

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Who’s Stuck With The Bill?

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Some people either don’t have the space for a home office, or they prefer to work in a more social environment at a coworking space or cafe. You may need to make your own pension or retirement contributions from your salary if your employer is not contributing towards that. . That involves monthly fees, which can also mount up. .

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Retirement Luxuries To Put On Your List

Small Business CEO

The phrase “planning for retirement” generally evokes images of white-haired individuals smiling in insurance commercials, making sure their finances are in order for the long haul. That’s definitely part of the process, and it’s always a good idea to speak to financial advisors, invest for retirement , and save whatever you’re able to.

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8 Pieces of Financial Advice for New College Graduates

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Following a financial independence plan, which includes a savings system and budget, will be the key to chasing your goals while maintaining a roof over your head and food in the fridge. Before opening accounts or building budgets, spend a little time reflecting on your patterns. Start an emergency fund.

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3 Steps to Take Before Going Into Business for Yourself

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Next, you’ll need to consider your current company benefits such as health insurance and retirement plans. Additionally, many companies offer a retirement plan and match employees’ contributions. That’s free money going toward your retirement that you’ll need to start saving yourself.

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4 Ways To Financially Support Your Employees (Other Than Raises)

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This is a stark reminder of how different working environments prioritize financial wellness, and the lasting effects of inflation. They teach employees how to budget, plan, and prepare for anything. Debt consolidation programs, while a bit more complicated, are possibly the largest benefit you can provide for your employees.