Remove Budget Remove Credit Card Remove System
article thumbnail

5 Financial Basics Everyone Should Know

Success

Managing your finances can feel overwhelming, especially if you’re trying to keep up with the latest budgeting software, personal finance app or investment hack and not just the financial basics. Ignoring the flash isn’t easy, and creating a system that works for you can take time and trial and error.

article thumbnail

8 Pieces of Financial Advice for New College Graduates

Success

Following a financial independence plan, which includes a savings system and budget, will be the key to chasing your goals while maintaining a roof over your head and food in the fridge. By focusing on a few key areas, you can create a system that works for you. Start an emergency fund.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Using a Financial Planning Checklist Can Help You Meet Your Goals

Success

Review your bank and credit card statements Even if you check on your bank accounts daily, pulling your bank and credit card statements can help you understand how the first quarter of the year has gone. See how your spending breaks down and determine where (or if) you need to adjust your budget.

Goals 306
article thumbnail

Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

Success

Although this is a systemic issue that needs to be addressed on a global scale, we can also advocate for ourselves in our workplaces to ensure we are getting paid what we are worth. I simply don’t see the need for one when I can use credit cards and earn points and perks for my daily transactions. Invest in the stock market.

article thumbnail

3 Ways to Avoid Overspending During the Holidays

Success

We’d spend the majority of the year being diligent budgeters and ignoring our desires to take lavish vacations, spend heavily on meals or buy the newest gadget. Every January, we would find ourselves with a large credit card balance and would have to adjust our goals to make up for it. And then November would roll around.

Holidays 264
article thumbnail

YNAB Is More Than A Budgeting App, Its Principles Can Help Your Long-Term

Success

With so many distractions, it’s easy to lose focus on what really matters for financial stability—sticking to a budget. YNAB (You Need a Budget) helps you break free from that never-ending cycle of overspending. YNAB Is Way More Than Just A Budgeting App I know, budgeting isn’t exactly the most exciting topic.

Budget 130
article thumbnail

How to Prepare for a Recession

Success

Recessions are generally accepted as part of our economic system. One of the best things you can do to prepare for any financial downturn is to pay off your credit card or other high-interest debt. Prepare your money and your mind. Interest on your debt is the flip side of compound interest in investing.

Budget 239