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Discover How to Set Competitive Freelance Hourly Rates

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While knowing these average rates is helpful when setting your prices, you also need to understand how other factors affect compensation. Identify Your Financial Goals Ask yourself: How much money do I need to make to support my unique lifestyle? Decide on Hourly vs. Project-Based Pricing Do you want to bill hourly or by project?

Expenses 162
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Rethinking the ROI of Healthcare Coverage with Robert E. Andrews

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If the next phone call that you get is someone who says, what a great day this is to buy a widget. Said, my wife and I got a phone call in the middle of the night that our daughter was in an emergency room, again, a thousand miles away, that she had been s g outside of a restaurant. I mean, aren’t widgets a great thing?

Health 290
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7 Ways to Save Money by Simplifying Your Life

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You begin to wonder if everything in life comes with a price tag. Simplify lifestyle practices. Take a moment and look at some of the many ways you can return to lifestyle basics by growing your own food and making your own cleaning products, for example. Is it all too much? Maybe it’s time to simplify.

Lifestyle 290
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Beyond the 1%: Financial Advice for the Rich & REGULAR with Kiersten Saunders

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How much money do you need to earn and save so that you can have a lifestyle that perfectly suits your needs? Here’s the difficult truth: The prices we pay now for these conveniences are not sustainable, and will probably go up at some point. To keep your goals on track , identify what Kiersten calls your enough line.

Expenses 264
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7 Self-Care Subscription Boxes That Can Help You Manage Stress

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YogiSecret calls itself a “one of a kind self-love subscription box for a mindful lifestyle.” The eco-friendly, plastic-free kits might encourage you to put your phone down for a while and pinch a pot. The nice thing about this subscription is that the price doesn’t change based on the length of your commitment.

Stress 246
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Use a Gratitude Journal to Boost Your Happiness

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You can also use a blank notebook, a gratitude journal with prompts or quotes or even an app on your phone to help spark new ideas and find greater happiness. You can use an app on your phone, a dedicated journal or an old notebook your kids brought home from school. What is a gratitude journal? There are no rules.

2017 312
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12 Last-Minute Gift Ideas For Digital Nomads

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The gift ideas below should give you inspiration and are also suitable for different budgets, with many quite reasonably priced. . One popular travel accessory that every digital nomad needs is a travel adaptor so that they can recharge all their devices, from laptops, cameras and cell phones to digital watches and alarms. .

Gifts 290