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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

Success

So, the holidays and all the cheerful “requirements” that come with it, from gift-giving for dozens of people to taking time off work, can just add another layer of stress in a season meant for joy and relaxation. Exhausted Americans are saying enough to the holiday extras. It’s time to have the talk and not feel bad about it.

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Empower’s Budget App Will Teach You All About Smart Money Management

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If you know how much you want to spend on things like travel, entertainment and medical services, it allows you to see if you’re sticking to those limits. If it’s too small, the app suggests how much money you might want to add to your savings to prepare for unexpected expenses.

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8 Pieces of Financial Advice for New College Graduates

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Some people refer to this as an emergency fund , but it is essentially three to six months’ worth of living expenses you can use to pay for essentials if you lose your income or get hit with unexpected bills, such as a car repair or medical emergency. You may not get your expenses to match the 50/30/20 percentages.

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How Financial Wellness Programs Can Benefit Employees and Employers

Success

Gone are the days when new employees received a list of the company holidays during onboarding and a packet with information about how to sign up for health care and retirement benefits. Employers are now providing a broader suite of benefits and are increasingly recognizing the importance of financial wellness programs for employees.

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What Employees Really Want This Holiday Season

Energage

This holiday season, give your employees the gift that truly matters: the opportunity to be heard. They can be difficult to navigate, expensive, and affect not only employees but also their partners and families in various ways. Health benefits, in particular, are a frequent source of frustration.

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5 Reasons Being Self Employed Sucks

Productivity Bits

In the United States, medical, dental, and vision insurance is usually covered by an employer sponsored plan. This is in addition to paid sick time, maternity or paternity leave, national holidays or other exclusions. A self-employed individual, on the other hand, must take time off at the risk and expense of their business.

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Do you like what you do?

Laughing all the Way to Work

If you know what works best for you and if your job is 80/20 on what you like then you can put up with the small stuff like filing and filling out expense forms. I finally had a chance to sit down and read your book over the holiday. Holidays (Public) in Canada and the United States Canadian Holidays U.S. 411 Look Up 411.ca