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2023 Financial Forecast: How to Prepare for the Year Ahead

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Americans increasingly pulled out their credit cards to pay for a whole slew of more-expensive goods and services, which resulted in the biggest surge in credit card debt in more than 20 years. As you think about your personal finances heading into 2023, credit card debt should be top of mind.

2023 269
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Transforming Your Relationship with Money

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It can be as simple as a missed credit card payment and the resulting fee haunting you from years past, or maybe you had a house foreclosure or car repossession. Determine the facts. Set aside time during your weekly financial check-in to reflect on some of the money mistakes you have made in the past. Change takes time.

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A Veteran of the Digital Nomad Community Offers Her Best Tips for the Location-Independent Lifestyle

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Is it feasible for Digital Nomads to save up for retirement, even if they aren’t living in one place and are unable to contribute to traditional retirement plans? There are a lot of options out there to save for retirement , and most of them aren’t restricted by being a digital nomad. Absolutely. Get the right tools in place.

Lifestyle 219
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A Single Mother Struggling to Budget Weighs the Balance Between Just Surviving and Really Living

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These days, my biggest “little” indulgence is the way I use my credit card reward points. And fantasy, I’ve learned, is important, especially when your default setting is a fiscally stressful reality and “hobbies” that include devouring articles on finance, budgeting, inflation and retirement. Photos by Boyloso/Shutterstock.

Budget 265
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When Considering Your Investment Strategy, Keep These 3 Rules in Mind

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Now there are even cryptocurrency credit cards that reward you in crypto, much like you would earn hotel points or airline miles. And it’s just a matter of time before there are a variety of cryptocurrency index funds for retail investors to add to their retirement portfolio. Photo by @DimaBerlin/Twenty20.

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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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What if he wrote down my name from my credit card and used it to find out who I was? Instead, in an effort to avoid conflict altogether, they are far more likely to quit, which could have a negative impact on their earning potential, retirement account contributions, health care coverage and other financial employee benefits.

Medical 273
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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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But getting stuck in a cycle of accumulating and paying debt can create long-term emotional and financial damage that hold women back from other financial priorities such as buying a home, investing in the stock market or saving for retirement. Consider charging recurring payments such as a phone or utility bill onto your credit card.