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2023 Financial Forecast: How to Prepare for the Year Ahead

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Americans increasingly pulled out their credit cards to pay for a whole slew of more-expensive goods and services, which resulted in the biggest surge in credit card debt in more than 20 years. As you think about your personal finances heading into 2023, credit card debt should be top of mind.

2023 299
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Transforming Your Relationship with Money

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It can be as simple as a missed credit card payment and the resulting fee haunting you from years past, or maybe you had a house foreclosure or car repossession. Determine the facts. Set aside time during your weekly financial check-in to reflect on some of the money mistakes you have made in the past. Change takes time.

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When Considering Your Investment Strategy, Keep These 3 Rules in Mind

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There are no headlines about the vast majority of people who have burned time and money into creating digital art that no one ever purchases. Now there are even cryptocurrency credit cards that reward you in crypto, much like you would earn hotel points or airline miles. Photo by @DimaBerlin/Twenty20.

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A Single Mother Struggling to Budget Weighs the Balance Between Just Surviving and Really Living

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Right after the workshop, I purchased Egyptian cotton sheets and a duvet cover. These days, my biggest “little” indulgence is the way I use my credit card reward points. I have a Roth IRA and bonds; I refinanced my mortgage when the rates were low; I try to never carry credit debt; and I still drive a car I bought in 2006.

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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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What if he wrote down my name from my credit card and used it to find out who I was? Instead, in an effort to avoid conflict altogether, they are far more likely to quit, which could have a negative impact on their earning potential, retirement account contributions, health care coverage and other financial employee benefits.

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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But getting stuck in a cycle of accumulating and paying debt can create long-term emotional and financial damage that hold women back from other financial priorities such as buying a home, investing in the stock market or saving for retirement. Consider charging recurring payments such as a phone or utility bill onto your credit card.

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Tips to Go Almost Paperless - Productive & Organized

Stephanie LH Calahan

4 -- Contact Your Credit Card Companies and Utility Companies for Paperless Statements Almost all credit card companies and many utilities have the ability to sign up for paperless billing now.  .  Eliminate a lot of paper by having your statements sent to you electronically in PDF format.