Remove Credit Card Remove Expenses Remove Health Remove Policies
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The 6 Biggest Financial Mistakes to Avoid in Your 30s

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That keeping up with the Joneses can lead to expenses surpassing income—and the debt that comes with it. The same study from Debt.com found that one in three credit card holders in the U.S. have maxed out their credit cards to cover expenses due to inflation. While the average age in the U.S.

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What Is My Net Worth?

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A positive net worth is a sign of financial health; the higher your number, the better you’re doing. You may be spending more than you earn and using credit cards to help you cover expenses. Spend some time brainstorming ways to cut expenses and earn more, but also be patient with yourself. What are my liabilities?

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5 Long-Term Financial Goals and How to Achieve Them

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Your long-term goals are an important aspect of your financial health. Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals.

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Commit to a regular workout routine such as yoga or running to improve your health and feel great. Calculate your monthly income, track your spending, determine your goals and priorities and develop a plan to manage your expenses. Empower yourself to live debt-free by paying down high-interest debts such as credit cards.

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The 10 Best Goal Setting Apps to Help You Stay on Track

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Some apps require monthly subscriptions, which can get expensive. Make sure you know what you’re signing up for and read the cancellation policy before entering your credit card information. While many apps are free to download, you may have to pay for a premium version that unlocks all the features. per month, $29.99

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Employee Files: What to include, what to leave out, and what’s confidential

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For instance, if your employment records contain all the disciplinary actions and policy violations committed by the offending employee, you’ll have a better chance of defending your decision to terminate an employee in court. Employee benefits information Does your organization offer health insurance or other types of benefits?

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Grow Your Business With These Eight Processes Every Business Should Have

Stephanie LH Calahan

Have a reliable way to understand the expenses and assets that your business has.    Co-mingling is when your personal and business finances are mixed--either through a bank account or credit card.    An employee policy manual and job descriptions are a great place to start.   Let me know.