Allwork
OCTOBER 17, 2023
The rising cost of living, particularly in essential goods such as food, housing, and transportation, is disproportionately affecting low-to-middle income Americans, according to recent data published by J.P. A notable 59% of low-income consumers reported not receiving a salary increase, in contrast to 34% of high-income consumers.
Success
JANUARY 28, 2023
I make an average salary. Some of the highest-quality clothes and shoes in my closet have cost less than a latté. But I’m shocked when I see the cost of certain treatments and hair cuts. To put it simply, you can get your hair done professionally for the cost of a tip. I contribute to my 401(k) monthly. Well, practice.
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Success
MARCH 15, 2022
In every financial workshop, I hold with 20-somethings, there inevitably comes a point where someone utters the phrase, “But my dad said…” followed by: I should carry a balance on my credit card to improve my credit. It’s OK to settle for a starter salary. I should pay off my debt before I start saving.
Success
APRIL 19, 2023
If you’ve ever had to pull out a credit card to deal with a dentist or emergency vet bill, you likely know the pain of wondering how you’ll pay for an unexpected expense. If you have dependents, heavy debt or access to other funds, like a partner’s salary or unemployment insurance, the amount you need to save will vary.
Success
APRIL 8, 2024
The same study from Debt.com found that one in three credit card holders in the U.S. have maxed out their credit cards to cover expenses due to inflation. Building income may mean asking for a promotion or a raise, negotiating a higher salary at a new job or asking for stock options as part of a total benefits package. “It
Success
APRIL 1, 2024
Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds. He says, at least initially, 20-somethings’ goals shouldn’t be top-tier salaries.
Success
APRIL 1, 2024
Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds. He says, at least initially, 20-somethings’ goals shouldn’t be top-tier salaries.
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