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The Budget Roller Coaster

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Freelancers face irregular income, a lack of employer-supported benefits, such as a retirement plan and health insurance, and shouldering the full federal income tax burden. With the right mindset, planning and financial strategies, freelancing can be a stable(ish) form of work or additional income stream.

Budget 246
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Using a Financial Planning Checklist Can Help You Meet Your Goals

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Although it might sound tedious, dedicating a little time to checking in on your bank statements, confirming you’re saving enough for retirement and reviewing the financial goals from the beginning of the year can help ensure you are on the right track. It also gives you time to make corrections if needed.

Goals 301
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How Financial Wellness Programs Can Benefit Employees and Employers

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Gone are the days when new employees received a list of the company holidays during onboarding and a packet with information about how to sign up for health care and retirement benefits. Employers are now providing a broader suite of benefits and are increasingly recognizing the importance of financial wellness programs for employees.

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How to Untangle Your Assets and Recover Financially After Divorce

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Phase 1: Try to anticipate divorce and prepare your budget Even if a partner’s decision to end a marriage takes the other by surprise, there’s always a period when spouses are anticipating divorce before it’s underway. The financial experts agree, it’s important to quickly establish a budget as an individual.

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8 Pieces of Financial Advice for New College Graduates

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Following a financial independence plan, which includes a savings system and budget, will be the key to chasing your goals while maintaining a roof over your head and food in the fridge. Before opening accounts or building budgets, spend a little time reflecting on your patterns. Start an emergency fund.

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Laid-Off or Let Go? Here Are 7 Immediate Steps for Your Career, Finances and Personal Growth

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Lee encourages staying active on LinkedIn by posting and commenting on posts, as this accomplishes a few things: [It] shows your expertise and thought leadership; helps you form new connections and [it] keeps you top of mind with your network for when that ideal role opens up. Instead, she advises looking into an IRA rollover.

Finance 144
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16 Rich Habits

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This neural fast lane saves the brain energy: When a habit is formed and stored in this region, the parts of the brain involved in deeper decision-making cease to participate in the activity. If you want to end your financial struggles, you need to make a habit of saving and budgeting what you spend. They create their own good luck.

Mentoring 313