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5 Long-Term Financial Goals and How to Achieve Them

Success

Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. Most people use a mortgage to buy real estate, but many mortgage lenders ask for at least 20% of the purchase price as a down payment.

Goals 288
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What Is a Credit Freeze, and Should I Do It?

Success

It’s also important to note that while a credit freeze can make it much harder for someone to open an unauthorized account in your name, it does not prevent identity theft on its own. For example, if someone steals your credit card number, a credit freeze won’t stop them from making unauthorized purchases.

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Snail Mail 101

Clutter Coach

Things you are keeping that you don’t need to: receipts that are not for tax purposes or under-warranty purchases. manuals and documentation for stuff you no longer own; electric toothbrush, car, medical insurance plan. Also shred credit card applications. Have a tray for to-be-filed documents. old catalogs.

Medical 100
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Employee Monitoring: How to (and not to) track employee productivity

BMT Office Administration

Legal issues and concerns over webcam surveillance. It states that employers have the legal right to monitor employees’ verbal and written communications for any business purpose. That comes in handy when most of the work done at your organization is completed through files, such as Word documents or spreadsheets on a shared drive.

Filing 52
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Grow Your Business With These Eight Processes Every Business Should Have

Stephanie LH Calahan

  Co-mingling is when your personal and business finances are mixed--either through a bank account or credit card.    In addition to ensuring that those you bring on are consistent, you will have a variety of tax and legal considerations to manage in order to get it right.  5 - Technology. .