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5 Smart Money Hacks to Help You Budget for the Holidays

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With the economy making everyone extra cautious about spending , I really wanted to give myself the gift of not worrying about money this holiday season. How can anyone on a budget relax about money during the holidays? Here are a few hacks I’ve used over the years to help me both budget and enjoy the holidays. Be honest.

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Housesitting, Pet-Sitting and Work Exchange Programs Help People Travel on a Budget

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To combat exorbitant airfare prices and other rising travel costs, travelers are learning how to travel on a budget when visiting other cities and countries. While some programs draw young people wanting to travel during a gap year, others are popular with budget-conscious retirees. Homeowners can post an ad for free.

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The 8 Biggest Financial Mistakes to Avoid in Your 60s

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People in their 60s often face the decades in two parts: the run-up to retirement and retirement itself. Although retirement may have a date on the human resources calendar, it can—and perhaps should—involve years of transition. They’ve been in this accumulation mode of building up their assets,” she says.

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How to Know If You’re Financially Ready to Start a Business

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For example, if a relative gives you an intrafamily loan, they’ll want to charge a minimum interest rate so it doesn’t count as a gift (which would trigger gift taxes). Are you currently earmarking 15% to 20% of your income for retirement? Remember that the more you use as leverage for loans, the bigger the risk.

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8 Pieces of Financial Advice for New College Graduates

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Following a financial independence plan, which includes a savings system and budget, will be the key to chasing your goals while maintaining a roof over your head and food in the fridge. Before opening accounts or building budgets, spend a little time reflecting on your patterns. Start an emergency fund.

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Feeling undervalued….

Practically Perfect PA

1 Luxury Gift Company providing bespoke hampers and personalised gifts. Receiving a hamper, personalised gift or branded product is a gesture that speaks louder than words. One of the biggest challenges companies face is finding the time to search for a suitable gift. Since 1985, Highland Fayre has been Scotland’s No.1

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7 Unexpected Ways Your Finances Matter When Job Hunting And Working

Musings of a High-Level Executive Assistant

Besides having a checking, retirement account, and a rainy day fund, you should also have a huge savings account of 6 months to a year or more of living funds. Have money for group gifts. Although you don’t have to contribute or offer the same amount as everyone else, you should have it in your budget.