Can You Go To Jail For Credit Card Debt?

Dumb Little Man

Can you go to jail for credit card debt? Civil debts are things like payday loans, credit cards, utility bills, student loans, or medical bills. This Act acknowledged that most people do want to pay their debts through channels like credit card consolidation , and the majority of their debts aren’t intentional. Can You Really Go To Jail For Not Paying Your Credit Card Debt? Little Known Facts About Credit Card Debt.

How to Get Out of Credit Card Debt Fast

Dumb Little Man

Credit cards come with a sense of power. Because of that, more and more people are finding themselves drowning in credit card bills. The average American household has a credit card debt of around $4,400 as of the first quarter of 2018. Each family has an average of 3 cards from various service providers. How can you manage your multiple credit card payments? Get your FICO credit report. Credit How To Money


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Medical debt was cut nearly in half in states that expanded Medicaid

Vox Open Sourced

Medical debt in states that expanded Medicaid has fallen 44 percent, a dramatically bigger drop than was seen in states that refused to expand the program. Non-expansion states saw a much smaller drop in new medical debt over the same period.

How credit card companies offer different levels of customer service

Service Untitled

Credit cards are an important way of life for most Americans. According to , the average consumer has nearly $16,000 in credit card debt, and the average interest rates of credit cards range from 10.37% for those with excellent credit to 28% for instant approval credit cards. So are there different levels of service for credit card customers depending on one’s credit and past financial history?

7 Medical Procedures That Are Not Covered by Health Insurance

Dumb Little Man

Many people apply for a health insurance in the hopes that whenever they have medical problems, it can help them cover the costs. Unfortunately, a lot of people aren’t aware that there are certain medical services not covered by insurance. Certain dental procedures are covered by your health insurance but only if they are deemed as “medically necessary”. Unfortunately, despite their popularity, they aren’t covered by medical insurances.

How To Stay Safe and Prevent Theft While Traveling

Dumb Little Man

Monitor Credit Cards and Credit Reports. It’s quite common to have your credit card number or identity stolen while traveling. Make sure to monitor your credit card statements and credit reports for several months after returning home. If you see any suspicious or unauthorized activity, report it to the credit bureaus and card companies immediately. Most restaurants and stores abroad take credit cards.

2018 150

Saving Tips for Millennials: How to Create a Personal Financial Plan for the Future

Dumb Little Man

Whether it’s credit card debt, student loans, car payments, or healthcare bills, chances are you have some kind of debt you’d like to eliminate to get your finances in order. At a minimum, every adult should have a medical power of attorney (POA) and healthcare directive.

2020 193

How To Have A Growth Mindset About Money

Dumb Little Man

Debt continues to grow, and we rely on credit cards to get us through the tough times. This is everything from mortgages to credit card balances to student loan balances, and it adds up quickly. Credit card debt has skyrocketed to an all-time high of $1 trillion.

2020 192

7 Ways to Boost Your Financial IQ

Dumb Little Man

Financial IQ and credit score. It’s quite astonishing that a lot of people have heard about a credit score. A credit score portrays your creditworthiness and it shows whether or not you’ll be a risk to the lender, such as a bank, for instance. Credit Money

2020 151

10 Biggest Moving Mistakes You’ll Want To Avoid

Dumb Little Man

Get any certificates, copies of medical records, and paperwork you need for your new vet. Ask about motion sickness medications and portable kennels for the ride. Moving can be a stressful time because there is an overwhelming amount of things that need to be done.

2020 164

5 Simple Ways to Pay Off College Debt Faster

Dumb Little Man

Many people simply pay whatever minimum is owed on every debt they have, whether it’s a credit card, car loan or student loan. Say you have a Visa credit card with $600 at 12%, a department store credit card with $300 at 11% and a student loan of $10,000 at 7%. If you have $20 extra per month, you’d put it toward the credit card. Once you are free of credit card debt, you then put the $20 extra toward the student loan.

2017 119

4 Smart Money Moves to Plan for Financial Security


A survey by Insider and Morning Consult from 2019 showed that millennials were more likely to put off buying houses, making career moves, undergoing medical procedures and even getting hitched—all because of cash-related reasons.

2021 92

10 Easy Money Hacks to Improve Your Finances

Dumb Little Man

Increasing Credit Score. Your credit score will play a huge role in your life as far as the finances are concerned. There are many easy and simple ways to improve your credit score. By taking the recommended credit-building measures, you can make decent improvements in a short period and enjoy more financial freedom! Credit card issuers often market their products with the “minimum payment” feature. Personal finance doesn’t have to complicated.

2018 115

Don't Put Off Shredding

Clutter Coach

this includes credit card offers). or medical information about you should be shredded. by Here's chapter three of my new book. Every Wednesday there's a new chapter. You can read them here, or buy the ebook here. Simple Way #3. Shred. Almost every day you get mail. that’s got sensitive information in it that should be shredded. Don’t. stack it up somewhere to shred later! Shred. it right away. Otherwise, you end up with a shopping bag full.

2016 100

5 Steps to Build Processes That Safeguard Your Most Sensitive Data

Small Business CEO

From credit card numbers and addresses to phone numbers and financial and medical information, it starts to add up pretty quickly. It seems like major corporate data breaches have become all too common. In fact, they’ve become so common that you might have become immune to such news. If you own or run a small business, you might think protecting sensitive data is not something you have to worry about.

2015 82

Britney Spears speaks: “I’m so angry it’s insane”

Vox Open Sourced

Spears further said that she was forced to perform against her will during her 2018 tour, and that her medication was changed to lithium without her consent after she announced a hiatus from performing. “It I didn’t have a credit card, cash, or my passport.”. “It’s

2021 83

Simple Money Hacks That Every Millennial Needs To Know

Dumb Little Man

It’s mean to be used to cover medical expenses, family responsibilities, or – as is becoming increasingly common – job loss. Learning to separate necessities from luxuries is an important step in not only being able to save money, but also to pay off personal and student loans and credit cards while also being able to put money aside for the future.

2019 142

16 Rich Habits


Stay away from accumulating credit card debt. In time, these snowflakes build up until the inevitable avalanche—a preventable medical problem, a lost job, a failed marriage, a broken business relationship or a bankruptcy.

2021 95

6 Ways to Simplify Your Finances This Year

Simple Productivity Blog

Many service providers and credit card issuers allow you to adjust due dates to a time that suits you best, such as at the beginning or end of the month. Most service providers, such as those for your cell phone, Internet, and cable TV, allow you to set up automatic payments from your checking account or credit card. And most credit cards allow you to schedule payments in advance or autopay your account as well. This post was written by a guest author.

How To Protect Yourself From Counterfeits

Dumb Little Man

Counterfeit merchandise can also harm the end user in the case of counterfeit medications or counterfeit electronics that cause fires. Cosmetics, skincare, medication, and supplements are often counterfeited. Websites that sell counterfeit merchandise could be used to scrape personal data and credit card numbers, which can be sold on the dark web for an additional profit. It can also cause serious illness and injury to receive counterfeit medical products.

2019 149

Personal Line of Credit: From Basics to Benefits

Dumb Little Man

Even in a fluctuating financial market, you can always find a way to avail credit and access funds. If you are looking for a relatively flexible option with a lower interest rate, consider a personal line of credit. What is a Personal Line of Credit? A personal line of credit allows the borrower to use only the money he/she needs. A personal line of credit lets you maintain a maximum loan balance account and gives you instant access to funds. Credit Money

2018 107

Personal Loan Approved? Here’s What To Do Next!

Dumb Little Man

Whatever your need is, whether it is to renovate your house or pay medical bills, use the funds primarily for that purpose. If you plan to pay medical bills, do it immediately. And if you plan to pay off your card bills or other debt with this money, then make the payments as soon as you get it. Usually, when you have only one bank account for crediting salary and debiting monthly expenses, it is easy to use the available funds on some other things. Credit Money

2018 102

Snail Mail 101

Clutter Coach

Similarly, one of you may be responsible for social engagements and medical appointments. This category includes bills, medical forms to file, an insurance or telephone plan to compare with what you have now, information about a product you intend to buy and a list of activities put on by a group you belong to. manuals and documentation for stuff you no longer own; electric toothbrush, car, medical insurance plan. Also shred credit card applications.

2014 109

Important Tips for Safe Online Dating

Dumb Little Man

Usually, it will be for things like medical expenses or even travel expenses to visit the victim. His most common tactic was to tell victims to take out a credit card in their name, withdraw money from the account, and then wire it to South Africa.

2020 145

5 Legal Issues To Consider And Address Before A Divorce

Dumb Little Man

Credit card statements. Other bills (tuition fees, medical bills, etc). Divorce is an ugly process filled with drama and heated-up emotions. Despite this, divorce rate continues to increase in number across the globe. A 2014 divorce data showed that America has a 53% divorce rate while Belgium has the highest rate at a staggering 70%. Some individuals decide to push through with a divorce case after spending a long time in their relationships.

Legal 106

5 Types of Insurance You May Need But Haven’t Heard Of

Dumb Little Man

It can also involve more confidential pieces of information, like credit card information or social security numbers. They can ask payment for medical costs, interruption of work, destruction of property and more. Forget ‘5 tips for cheaper auto insurance.’ A quick google search will yield hundreds of thousands of article results and you’ve probably heard all of them already. We all know about the basic insurance options.

2017 121

6 Important Things You Need To Know About Personal Loans

Dumb Little Man

If you’re in need of immediate cash and have a decent credit score, most banks and NBFCs will be willing to offer you a Personal Loan. Personal Loan eligibility varies from one lender to another and is based on your income, credit score, age, and financial stability. You can use a personal loan to invest in business, pay for unexpected medical expenditures, and even to fund your vacations. Your Personal Loan amount depends on your eligibility, credit score, and income.

2016 104

12 Tips for Clipping Unnecessary Words

Daily Writing Tips

That’s how the newspaper described a new credit card two entrepreneurs, Jon Doe and Jane Roe, will soon make available.”. After the number is deleted, the appositive consists solely of the word entrepreneurs , so no punctuation preceding or following the names is required: “That’s how the newspaper described a new credit card entrepreneurs John Doe and Jane Roe will soon make available.”.

2011 83

Are You Willing to Do What it Takes to Be Happy?

Dumb Little Man

Credit cards, medical bills, etc. I was a happy kid for the most part, a bit shy—which is a form of self-centeredness, but that’s a whole different story. Growing up on a farm in the Midwest, I had an ideal childhood. Great sister and loving parents, I was destined for great things. My mother used to always tell me, “Shoot for the moon son, the worst that can happen is you miss and land amongst the stars.” She was like that, always full of encouraging words… still is.

2014 168

How to Plan Business Travel & Business Travel Planning Checklists

Office Dynamics

Unneeded credit cards. Medical items: o Prescription medications. Business cards. Or will the name card be placed in the car window for leader to see curbside? Emergency Medical Information for International Travel: provide details. Travel Planning for Executive & Administrative Assistants. When I was an executive assistant planning hundreds of trips for my executive over a 20-year period, I thought I did a good job.

Travel 171

Answering Reader Mail: Can an EA salary support a family?

Musings of a High-Level Executive Assistant

Emergency funds are for when you lose your job, want to switch jobs, have to buy a car, unforeseen medical bills, or anything urgent that you need. If you must use your credit card, pay it off at the end of the month and don't pay interest. If you do use your credit card, pick one that is free and accrues point, miles, or other benefits. “I was wondering if as a career EA, you can make enough to support a family.

7 Ways To Stop Your Shopping Splurges

Dumb Little Man

Fact: Retail therapy is not a medically-verified form of therapy. Cut up the cards. Maybe you need your cards on hand for emergencies and for paying the occasional bill. But, when you’re going to work or to shop, leave the cards at home. Handing over a credit card to pay for those shoes feels abstract.

2017 106

Building respect as part of your company culture

Service Untitled

Out of the top industries which include airlines, banks, cell phone services, credit cards, hotels, insurance firms, internet providers, investment companies, medical insurance, and retailers, consumers ultimately choose good customer service over low prices. photo credit: jurvetson.

2011 42

Answering Reader Mail: Green EA, Green Executive

Musings of a High-Level Executive Assistant

If you have to purchase stuff for your boss - ask to xerox the credit card, both front and back now. Does your boss have allergies, special diet needs, medications (like epinephrine for bee stings?), Do they have a frequent flyer card for any business? I start putting in reminders of when I should start working on updating the addresses for holiday cards. "I recently stumbled across your blog and have thoroughly enjoyed reading your posts!

2012 40