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7 Money Mistakes You’re Making in Your 20s

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You’re out at a restaurant or a bar with some friends and you want to split the bill, but you don’t have cash. Paying credit card interest or fees. A credit card can be a useful tool. Some offer reward programs like cash back, grocery points or travel discounts that can be very worthwhile.

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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Some basic categories, but definitely not all possible ones, you can start with include: Housing, including rent or mortgage Utilities Car payments/insurance/gas Health/medical expenses Groceries/restaurant expenses Entertainment Personal/shopping/clothing Children Savings Credit cards/loans/other fees Etc.

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The Mel Robbins Guide to Screwing Up

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Ask for a discount before you purchase something. Request an item at a restaurant that’s not on the menu. On his website, ( RejectionTherapy.com ) Comely sells cue cards with ideas on ways to be rejected: Request a lower interest rate from a credit card provider; challenge a stranger to an arm-wrestling match.

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The Practically Perfect Business Traveller’s guide to New York City

Practically Perfect PA

Check OpenTable or call the restaurant to see if you can get a reservation. If the restaurant doesn’t take reservations, find out the opening hours and days of operation. Bring credit cards. If an eatery is popular, expect a wait. Unlike many American cities, you can’t just walk in and get a table. Bring cash.

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Three Reasons You Need to Convince Newbies They Need a Website.

Men With Pens

The last time I went to a restaurant, I checked online for a menu before calling to make reservations. They had many different reviews of their restaurant, but the ones that came up first were the negative ones. Because I don’t have a US address on my credit card. I’m betting it’s been a long time.

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6 Uber Hacks You Need to Know

Productivity Bits

Check for Affiliated Rewards Uber is now a big enough company that it has partnered with several businesses to promote itself via discounts. Anyone with a Capital One Quicksilver card is eligible for 20 percent off Uber rides, paid back each month via credit. For example, Uber and Capital One have partnered on a great deal.