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5 Smart Money Hacks to Help You Budget for the Holidays

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How can anyone on a budget relax about money during the holidays? Here are a few hacks I’ve used over the years to help me both budget and enjoy the holidays. Consider it my gift to you, my fellow budgeters. Still, having a fixed sum in my head that won’t put me over budget leaves me freer to enjoy what shopping I can do.

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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

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“It can be tricky when things come up like holidays, especially those gift-giving holidays, because they also coincide with events like buying new winter clothes for my kids, or family parties, teacher gifts,” she says. Like other founders, Howell usually puts any money she makes back into her company, calling for some careful budgeting.

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How to Experience Luxury in Everyday Life

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Not only is the anticipation of an event or splurge just as fun (or sometimes more fun!) But if that pick-me-up is what you need to help you get through the week, it’s OK to keep it in your budget and savor it. Enjoy that latte without shame but then look at other parts of your budget where you can cut back. Be flexible.

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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New Year’s resolution ideas to improve personal finance Create a monthly budget. Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Improve your credit score. Connect with more people by engaging in social gatherings and professional events. Set savings goals. Reduce debt.

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How Financial Wellness Programs Can Benefit Employees and Employers

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Employees who maintained a budget experienced significantly lower levels of stress and distraction at work during the pandemic,” according to a survey by You Need a Budget (YNAB). More than age, he adds, the programs are meant to target specific life events. “We Such benefits can yield significant results.

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YNAB Is More Than A Budgeting App, Its Principles Can Help Your Long-Term

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With so many distractions, it’s easy to lose focus on what really matters for financial stability—sticking to a budget. YNAB (You Need a Budget) helps you break free from that never-ending cycle of overspending. YNAB Is Way More Than Just A Budgeting App I know, budgeting isn’t exactly the most exciting topic.

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Impending Recession Or Not, Use These Professional Tips To Prepare For Financial Turbulence

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Manage your debt: Prioritize high-interest debt first, as paying down high-interest debt (such as credit card debt) can reduce financial strain and free up funds. It’s also helpful to adjust your spending by implementing a more conservative budget, focusing on essential expenses and reducing discretionary spending.

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