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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

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So, the holidays and all the cheerful “requirements” that come with it, from gift-giving for dozens of people to taking time off work, can just add another layer of stress in a season meant for joy and relaxation. Refuse to enter January with a new pile of credit card debt There’s a reason credit card companies love the holidays.

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8 Pieces of Financial Advice for New College Graduates

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College graduation is exciting and stressful as you look for a job and start work in your chosen field. You may not be able to escape using a credit card for some unexpected expenses, especially if you’re just starting a new job and haven’t had time to build your savings. Understand and build your credit score.

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Start a daily meditation or mindfulness practice to reduce stress and enhance focus. Read at least one book per month to reduce stress and expand your knowledge. Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Improve your credit score. Build a reading habit. Reduce debt.

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How Financial Wellness Programs Can Benefit Employees and Employers

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Human resource leaders have observed cash-strapped employees reducing retirement contributions and talking about how money-related stress has negatively affected their work lives, according to a 2022 financial benefits study conducted by Morgan Stanley at Work. Amid high inflation the need for such benefits has become even more apparent.

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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Some basic categories, but definitely not all possible ones, you can start with include: Housing, including rent or mortgage Utilities Car payments/insurance/gas Health/medical expenses Groceries/restaurant expenses Entertainment Personal/shopping/clothing Children Savings Credit cards/loans/other fees Etc.

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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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What if he wrote down my name from my credit card and used it to find out who I was? After visiting a specialist, taking medication and undergoing hours of electrostimulation, I learned it was all stress-related. According to the American Psychological Association, some of the leading causes of stress in the U.S.

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4 Smart Money Moves to Plan for Financial Security

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A survey by Insider and Morning Consult from 2019 showed that millennials were more likely to put off buying houses, making career moves, undergoing medical procedures and even getting hitched—all because of cash-related reasons. Plus, an unsurprising majority of this age group feels stressed when thinking and talking about finances.