Success

DECEMBER 29, 2023

Calculate your monthly income, track your spending, determine your goals and priorities and develop a plan to manage your expenses. Save more for retirement. Increase contributions to retirement accounts such as your 401(k) or IRA. Empower yourself to live debt-free by paying down high-interest debts such as credit cards.

2024 299

2024 Credit Card Expenses Retirement 299

Success

JULY 4, 2022

Be more descriptive than simply “transportation” because a Lyft to the bar on Friday night should not be marked as a vital expense. A healthy guideline is to have between six and 12 months worth of expenses set aside,” Kemp says. Welcome to adulthood, where your credit score is (hopefully) lit.

Finance 279

Finance Credit Card Expenses Retirement 279

Success

MAY 29, 2023

You may be spending more than you earn and using credit cards to help you cover expenses. A zero net worth is going in the right direction, but you still likely need to reduce your expenses or make more to prepare for the future. Liabilities are debts you owe others, like a loan or a balance on a credit card.

Credit Card 264

Credit Card Expenses Finance Retirement 264

Success

OCTOBER 31, 2022

It’s become more difficult in the past year, however, to know what your expenses will be each month—and that makes it all the more challenging to stick to a budget. As you think about your personal finances heading into 2023, credit card debt should be top of mind. And you may want to carefully consider big spending decisions.

2023 306

2023 Credit Card 2022 Finance 306

Success

APRIL 1, 2024

A turbulent housing market: 2023 was the most expensive home-buying year in a decade. Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds.

Social Media 100

Social Media Credit Card Retirement Lifestyle 100

Success

SEPTEMBER 3, 2022

How much debt do I have (credit cards, student loans, car loans, mortgages, etc.)? What are my basic monthly living expenses (including food, shelter, health insurance, utilities, phone, transportation and childcare)? Am I anticipating any major life events with significant expenses attached (like a new baby or retirement)?

Credit Card 286

Credit Card 2008 Expenses Finance 286

Success

SEPTEMBER 19, 2021

After all, without cash flow and a solid financial plan that includes costs and expenses, you won’t be able to get your business off the ground. Are you currently earmarking 15% to 20% of your income for retirement? But if you’re starting a business, then you generally won’t have income to put toward retirement at first.

Expenses 342

Expenses Credit Card Retirement Gifts 342

Success

JULY 20, 2021

They don’t have a purpose for the money they’re saving, and they often end up splurging on stuff they don’t really need (or want) rather than using it to fund a life goal such as buying a house or saving up for retirement. So only adjust your emergency fund if your monthly expenses increase, you get a raise, or you gain dependents.

Retirement 328

Retirement Finance Expenses Goals 328

Success

APRIL 17, 2023

Gone are the days when new employees received a list of the company holidays during onboarding and a packet with information about how to sign up for health care and retirement benefits. Employers are now providing a broader suite of benefits and are increasingly recognizing the importance of financial wellness programs for employees.

Retirement 317

Retirement Stress 2022 Budget 317

Success

AUGUST 2, 2021

It can be as simple as a missed credit card payment and the resulting fee haunting you from years past, or maybe you had a house foreclosure or car repossession. Determine the facts. Set aside time during your weekly financial check-in to reflect on some of the money mistakes you have made in the past. Change takes time.

Credit Card 264

Credit Card Finance Retirement Budget 264

Success

MARCH 8, 2022

How many bath bombs have been purchased on credit cards in the name of self-care? Take a moment to list your financial priorities : remodeling the house, saving up an emergency fund, freeing yourself from credit card debt, building a college fund. How many unused vitamins and supplements under the name of wellness?

Credit Card 264

Credit Card Purchasing 2019 Retirement 264

Success

DECEMBER 6, 2022

For years, I put in for my FSA reimbursement to be paid out in December and used it like a “holiday bonus” to cover my extra expenses. Increase your income. Start your spring-cleaning early and sell everything you don’t want to keep.

Budget 328

Budget Holidays Gifts Credit Card 328

Success

JUNE 23, 2023

You may need to create rules for yourself, like that a percentage of your paycheck needs to go toward retirement savings before you can buy something just for fun. You may not be able to escape using a credit card for some unexpected expenses, especially if you’re just starting a new job and haven’t had time to build your savings.

Credit Card 265

Credit Card Budget Retirement Expenses 265

Success

JUNE 28, 2021

Stay away from accumulating credit card debt. Try to stash six months of living expenses in an emergency fund in case you lose your job or your business goes belly-up. Try to stash six months of living expenses in an emergency fund in case you lose your job or your business goes belly-up. Don’t gamble.

Mentoring 317

Mentoring Budget Goals Credit Card 317

Success

JULY 25, 2022

I’m no stranger to setting lofty money goals : At 9 years old I became cognizant of the idea of college—a seemingly far-off milestone that my parents described as “important” and “expensive”—and decided I needed to proactively save money for my college education. Invest in the stock market.

Credit Card 279

Credit Card Retirement Finance Negotiating 279

Success

JULY 19, 2022

Before going into business for yourself, you should have an account set aside to save for these additional expenses. Next, you’ll need to consider your current company benefits such as health insurance and retirement plans. Additionally, many companies offer a retirement plan and match employees’ contributions. Create a plan.

Retirement 321

Retirement Expenses Budget Credit Card 321

Success

JANUARY 27, 2023

Mint also offers educational resources to help you learn about personal finance and various calculators to help you with your retirement planning , debt repayment timeline or savings rate. So it makes money through ads and providing offers from financial partners for products like loans, credit cards or investments.

Budget 246

Budget Credit Card Finance Retirement 246

Productivity Bits

OCTOBER 4, 2011

When trying to plan your financial future, retirement, or even weekend date, you want to save as much money as possible, while keeping a close eye on your personal finances. With Square you can accept credit card payments, send receipts and process cash payments wherever you are. Copyright © 2011 Productivity Bits. Guest Post.

Finance 100

Finance Credit Card PDF Retirement 100

Musings of a High-Level Executive Assistant

JULY 10, 2012

One of the most surprising things for me was to learn that not all companies will give you an expense account or a company credit card. The company will ask that you charge everything from business travel to catered lunches on your credit card and they will reimburse you. Have a huge savings account.

Job Hunting 40

Job Hunting Credit Card Finance Gifts 40

Musings of a High-Level Executive Assistant

NOVEMBER 1, 2012

Always buy the most expensive health insurance you can afford. You should have 3 savings accounts - retirement, rainy day, and emergency. Retirement is your 401k, CDs, cash, etc. If you must use your credit card, pay it off at the end of the month and don't pay interest. Still, worth repeating!

Salary 40

Salary Credit Card Job Hunting Retirement 40

Success

DECEMBER 21, 2022

I want my financial future to be bright and to have no worries when I’m older and ready to retire. I want to evaluate my cost-of-living expenses and see where I can cut back. Review your expenses as a couple. Cut up credit cards. I graduated from college, and I needed to start planning out my financial future.

Mentoring 345

Mentoring Goals Clothes Expenses 345

Success

SEPTEMBER 21, 2021

There is an escape from the Money Panic, and it doesn’t involve selling off retirement investments or increasing your credit card limit. Cut expenses to the bone. Secure a “consulting” gig. You need a consulting gig that will help cover monthly bills.

Salary 363

Salary Mentoring Credit Card Budget 363

Stephanie LH Calahan

DECEMBER 23, 2010

Cut down on the number of accounts you have, cut down on your credit cards, spend less, reduce your bills.  The problem with many of us is that we always think that we’ll be happy when we reach a certain destination — when we get a certain job, or retire, or get our dream house.   Retire early.   15. 

Goals 100

Goals Credit Card Retirement Stress 100