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How Toxic Positivity Can Hurt Your Finances

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As it applies to money, toxic positivity may even hurt your finances more to assume that everything will work out without any effort from you. In fact, if you try to get out of a tough financial spot with good thoughts alone, you may actually wind up in a worse situation. Talking with someone you trust can be helpful.

Finance 274
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2023 Financial Forecast: How to Prepare for the Year Ahead

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And with a new year approaching quickly, it can be a good opportunity to take stock of what’s happened in the past year—in your personal life, career and with your finances—and think about what changes you’d like to make in the year ahead. As you think about your personal finances heading into 2023, credit card debt should be top of mind.

2023 295
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Transforming Your Relationship with Money

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We are often told by personal finance experts that money should only be viewed as a tool to reach our goals, with no emotions attached to it. If your parents struggled with money, it can feel as though they doomed you to have a horrible relationship with your finances as well. Often, those patterns are reactions to the way we grew up.

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10 Modern-Day Leaders in Personal Growth

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Operating sans crystal ball or time machine, we can’t say with certainty, but we have a few ideas we feel pretty confident about. Those three years as a monk in his twenties—waking up at 4 a.m. I recognize that I drive some of the personal finance gurus crazy and I’m 100% OK with that,” she jokes on her website.

Finance 253
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4 Smart Money Moves to Plan for Financial Security

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That’s because when we delay organizing our finances, it causes us to delay a lot of other things, too. But it’s really no surprise that millennials have trouble dealing with their finances. Plus, an unsurprising majority of this age group feels stressed when thinking and talking about finances. Trust me: I get it.

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A Single Mother Struggling to Budget Weighs the Balance Between Just Surviving and Really Living

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If I wanted them picked up from school, or to go for a quick after-work run, I had to pay a sitter. It added up. After all, I reasoned, if I denied myself a run for budgeting purposes, I might wind up doing something like “binge” on an overpriced stationary bike that I’d never use and would clutter my small apartment.

Budget 264
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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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Anytime I thought about the trip or the project came up as a topic of conversation in meetings, I found myself spiraling down a path of worst-case scenarios: What if the server had put something in my food? What if he wrote down my name from my credit card and used it to find out who I was? The impact of toxic work environments.

Medical 278