Remove 2022 Remove Budget Remove Expenses Remove Retirement
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Using a Financial Planning Checklist Can Help You Meet Your Goals

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Although it might sound tedious, dedicating a little time to checking in on your bank statements, confirming you’re saving enough for retirement and reviewing the financial goals from the beginning of the year can help ensure you are on the right track. Subtract your net income from your net expenses.

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How Financial Wellness Programs Can Benefit Employees and Employers

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Gone are the days when new employees received a list of the company holidays during onboarding and a packet with information about how to sign up for health care and retirement benefits. In 2022, YNAB launched a financial wellness benefits package for employers that includes access to online classes, workshops and more.

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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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According to a 2022 survey by Deloitte, 36% of millennials and 29% of Gen Z cited “cost of living” as their greatest concern. Track your budget. Be more descriptive than simply “transportation” because a Lyft to the bar on Friday night should not be marked as a vital expense. Do you know where your money is going?

Finance 280
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2023 Financial Forecast: How to Prepare for the Year Ahead

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It’s become more difficult in the past year, however, to know what your expenses will be each month—and that makes it all the more challenging to stick to a budget. In the past year, two dynamics in the broader economy have made it especially difficult to stick with a budget and avoid racking up debt.

2023 269
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4 Steps Everyone in Their 20s Should Take to Beat a Potential Recession

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According to the Nationwide Retirement Institute, 15% of Gen Zers and millennials “reduced contributions to their 401(k) and similar retirement plans over the last year.” Investments toward your future should be the last expense on your chopping block. in the first quarter of 2022 and 0.6% Inflation reached 9.1%

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Travel Blogger Karen Akpan Shares How She Journeyed From Debt to Economic Freedom

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Karen Akpan, known as @themomtrotter across social media, started her blog in 2017 to document and share budget travel hacks for people. With an expensive California mortgage, car payments and student loans, the emergency fund she and her husband, Sylvester, had dutifully built quickly depleted. Then, in 2019, she lost her job.

Travel 306
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Travel Blogger Karen Akpan Shares How She Journeyed From Debt to Economic Freedom

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Karen Akpan, known as @themomtrotter across social media, started her blog in 2017 to document and share budget travel hacks for people. With an expensive California mortgage, car payments and student loans, the emergency fund she and her husband, Sylvester, had dutifully built quickly depleted. Then, in 2019, she lost her job.

Travel 235