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44 Ways to Kick-Start Your New Year

Success

I just started my own business, and I want to evaluate my income versus my expenses to see where I am currently, with the ultimate goal of hitting the salary I want to make. Cut up credit cards. This article was published in January 2017 and has been updated. Get a whole new hairstyle or haircut. Keep friends close.

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16 Timeless Truths of Financial Freedom

Success

My new career was straight commission—zero salary. The “down” escalator is racking up debt on high-interest rate credit cards , going into debt to buy things you don’t need, taking out payday loans, and borrowing money to invest in things that can go down in value. That first year, I made $50,000. annual return.