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5 Money Mistakes That Could Be Ruining Your Credit

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Here are five common money mistakes that could be unintentionally sabotaging your credit score. Mistake #1: Closing credit card accounts. Of course, you should reduce your debt load, beginning with your credit card debt. It’s expensive and most Americans struggle to keep it under control.

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44 Ways to Kick-Start Your New Year

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I want to evaluate my cost-of-living expenses and see where I can cut back. I just started my own business, and I want to evaluate my income versus my expenses to see where I am currently, with the ultimate goal of hitting the salary I want to make. Review your expenses as a couple. Cut up credit cards.

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