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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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Some basic categories, but definitely not all possible ones, you can start with include: Housing, including rent or mortgage Utilities Car payments/insurance/gas Health/medical expenses Groceries/restaurant expenses Entertainment Personal/shopping/clothing Children Savings Credit cards/loans/other fees Etc. Write it down as you go.

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Why Traveling the World Is the Best Investment in Yourself

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We watch hotel prices, and often book rooms using points, free nights and other discounts. You see for yourself new styles of clothing, where young professionals are shopping, which brands are popular in different places. We’re both freelance writers, so we have some flexibility in terms of scheduling.

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