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How Toxic Positivity Can Hurt Your Finances

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As it applies to money, toxic positivity may even hurt your finances more to assume that everything will work out without any effort from you. Resilience , on the other hand, lets you keep moving through a challenging situation like a scary medical diagnosis or job loss while still being able to acknowledge that things are hard.

Finance 249
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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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Dive into a digital finance manager, excel sheets, worksheets and a homemade bill binder. According to a Gallup survey , only one in three Americans prepares a detailed household budget. Like Dave Ramsey , a personal finance expert, says: “A budget is telling your money where to go instead of wondering where it went.”

Budget 272
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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Often, these fall into categories of personal well-being, relationships and finance. New Year’s resolution ideas to improve personal finance Create a monthly budget. Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Improve your credit score. Set savings goals.

2024 268
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8 Pieces of Financial Advice for New College Graduates

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After all, learning how to manage your finances before money mistakes happen can help you avoid easy-to-make slip-ups like dings to your credit score or an overdrawn bank account. If you just traded in your cap and gown for your first taste of real adulting, managing your finances might feel like an overwhelming task.

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3 Steps to Take Before Going Into Business for Yourself

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According to the Bureau of Labor Statistics , the average employer paid “78% of medical care premiums for single coverage plans” in 2021, which is a nice perk. However, building up finances for self-employed individuals can be difficult, as it can take a while to get your business up and running. Create a plan. Work with professionals.