2022 Credit Card Purchasing Retirement 
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OCTOBER 31, 2022
Americans increasingly pulled out their credit cards to pay for a whole slew of more-expensive goods and services, which resulted in the biggest surge in credit card debt in more than 20 years. As you think about your personal finances heading into 2023, credit card debt should be top of mind.
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JULY 4, 2022
According to a 2022 survey by Deloitte, 36% of millennials and 29% of Gen Z cited “cost of living” as their greatest concern. List out your purchases in an Excel spreadsheet at the end of each month and place each transaction into a bucket. Welcome to adulthood, where your credit score is (hopefully) lit. Wiedman, D.B.A.,
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SEPTEMBER 3, 2022
Recessions are a natural part of the economic cycle and help to reset the economy when it grows too quickly, making it harder for regular people to purchase everyday items. As of August 2022, the economy has already seen two months of negative GDP growth, but the National Bureau of Economic Research (NBER) hasn’t officially declared one yet.
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DECEMBER 28, 2021
There are no headlines about the vast majority of people who have burned time and money into creating digital art that no one ever purchases. Now there are even cryptocurrency credit cards that reward you in crypto, much like you would earn hotel points or airline miles. Photo by @DimaBerlin/Twenty20.
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NOVEMBER 15, 2022
Right after the workshop, I purchased Egyptian cotton sheets and a duvet cover. These days, my biggest “little” indulgence is the way I use my credit card reward points. I have a Roth IRA and bonds; I refinanced my mortgage when the rates were low; I try to never carry credit debt; and I still drive a car I bought in 2006.
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OCTOBER 16, 2022
What if he wrote down my name from my credit card and used it to find out who I was? Instead, in an effort to avoid conflict altogether, they are far more likely to quit, which could have a negative impact on their earning potential, retirement account contributions, health care coverage and other financial employee benefits.
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JULY 25, 2022
Debt is a normal part of most people’s personal finances—according to the Consumer Credit report released by the Federal Reserve, in February 2022 Americans had $4,481 in debt on average. It is no secret that the gender wage gap continues to persist in 2022. It’s not inherently bad. Get paid what you’re worth.
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