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2023 Financial Forecast: How to Prepare for the Year Ahead

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Now, for the good news: Although there’s bound to be factors that are beyond your control, feeling more confident about your finances can help you navigate whatever comes your way. As you think about your personal finances heading into 2023, credit card debt should be top of mind. What does financial security look like in 2023?

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A Single Mother Struggling to Budget Weighs the Balance Between Just Surviving and Really Living

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Even more confident. These days, my biggest “little” indulgence is the way I use my credit card reward points. And fantasy, I’ve learned, is important, especially when your default setting is a fiscally stressful reality and “hobbies” that include devouring articles on finance, budgeting, inflation and retirement.

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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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What if he wrote down my name from my credit card and used it to find out who I was? Instead, in an effort to avoid conflict altogether, they are far more likely to quit, which could have a negative impact on their earning potential, retirement account contributions, health care coverage and other financial employee benefits.

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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But as you incorporate this practice into your monthly routine, you’ll not only gain a comprehensive understanding of your finances , but also the confidence with which to create and maintain a plan that aligns with your financial goals. It is no secret that the gender wage gap continues to persist in 2022. Break free of debt.