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A Single Mother Struggling to Budget Weighs the Balance Between Just Surviving and Really Living

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So, I had to learn to stick to my budget , which wasn’t easy, especially for someone who’d had to repeat a year of high school math. How did I rationalize spending money that put me slightly over budget? These days, my biggest “little” indulgence is the way I use my credit card reward points.

Budget 264
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Using a Financial Planning Checklist Can Help You Meet Your Goals

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Review your bank and credit card statements Even if you check on your bank accounts daily, pulling your bank and credit card statements can help you understand how the first quarter of the year has gone. See how your spending breaks down and determine where (or if) you need to adjust your budget.

Goals 305
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2023 Financial Forecast: How to Prepare for the Year Ahead

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It’s become more difficult in the past year, however, to know what your expenses will be each month—and that makes it all the more challenging to stick to a budget. As you think about your personal finances heading into 2023, credit card debt should be top of mind. Plot smart career moves in a slower economy.

2023 297
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Business Travel Is Back: How to Maximize Your Miles

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And although Neff likes his current card, he wouldn’t pass up the right offer for a different one—one with a big sign-up bonus, for example. Neff isn’t the only professional preparing to rack up airline miles again in 2022. Here are some tips on choosing the best card for you —and to make sure you’re making the most of it. #1

Travel 319
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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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According to a 2022 survey by Deloitte, 36% of millennials and 29% of Gen Z cited “cost of living” as their greatest concern. Track your budget. If you need additional capabilities, she suggests you try You Need a Budget (YNAB ), but note that this requires a monthly fee. Do you know where your money is going?

Finance 279
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How Financial Wellness Programs Can Benefit Employees and Employers

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Human resource leaders have observed cash-strapped employees reducing retirement contributions and talking about how money-related stress has negatively affected their work lives, according to a 2022 financial benefits study conducted by Morgan Stanley at Work. Such benefits can yield significant results.

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7 Ways to Save Money on Groceries without Clipping Coupons

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Keep reading for ways to help you make the most of your budget. from April 2022 to April 2023. This is on top of an 11% rise in retail food prices from 2021 to 2022, according to the Government Accountability Office (GAO), the most significant increase in 40 years. Why are groceries so expensive right now? Cook at home.

Staples 231