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What Is a Credit Freeze, and Should I Do It?

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However, knowing what a credit freeze is and taking advantage of it can help protect you and your finances. When you freeze your credit, it keeps sensitive data in your credit files from being accessed without your permission. It can be especially valuable to freeze your child’s credit to prevent problems in the future.

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4 Smart Money Moves to Plan for Financial Security

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If you’re dealing with multiple types of debt, such as credit card and student loan debt, it can be overwhelming to come up with a plan to pay them off while also saving for other lofty goals (like being able to retire before you’re 90). You should consult your own tax, legal, and accounting advisors.