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Everything You Need to Know About Emergency Funds

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An emergency fund can help you get out of an immediate financial situation, like an unexpected car repair or medical bill, or can help you cover your day-to-day expenses if you’re laid off, ill, or injured and unable to work. This may take months, depending on how much room you have in your budget. How much should an emergency fund be?

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How to overcome the downsides of contract work

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The benefits aren’t as good It differs from company to company, but basic employee benefits can cover everything from childcare leave to medical costs. More often than not, the contracts are fairly straightforward: you negotiate the job you have to complete, and how much the company will pay you.