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Keep your current job, change your lifestyle, put away the money you save until you have some reserves Usually this involves moving to someplace less expensive (I've known people to sell their houses!) cutting way back on what you spend, living on a tight budget, etc. The money saved begins to build your reserves. Quit your job.
While the holidays are certainly joyful, shopping for others can sometimes add more stress than you’d anticipated, especially if you’re trying to purchase Christmas gifts on a budget. Purchase within your budgeted category to stay on track , or mix and match from various sections to compile the perfect gift that still meets your money goals.
The high-octane lifestyle had me feeling tired and worn out; one can only operate at a break-neck speed for so long until you need to go on vacation or really unplug and do nothing. Other jobs, because they were temp to full time, I didn’t even have the benefits of paid vacation time or paid sick days for almost a year.
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