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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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However, important skills like when and how to manage your finances don’t come naturally to many. According to a 2022 survey by Deloitte, 36% of millennials and 29% of Gen Z cited “cost of living” as their greatest concern. Lesley Tenaglia, a mortgage agent at both Ultimate Mortgage and Finance Solutions Inc. Wiedman, D.B.A.,

Finance 279
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2023 Financial Forecast: How to Prepare for the Year Ahead

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And with a new year approaching quickly, it can be a good opportunity to take stock of what’s happened in the past year—in your personal life, career and with your finances—and think about what changes you’d like to make in the year ahead. As you think about your personal finances heading into 2023, credit card debt should be top of mind.

2023 306
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5 Tips to Make Filing Taxes Easier for Freelancers in 2023

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For 2022, freelancers will pay 15.3% Save for retirement When trying to get a business off the ground or earn enough to cover your monthly bills, saving for retirement might seem like a luxury you can’t afford. in FICA taxes , which contribute to Social Security and Medicare. Every dollar counts. Every dollar counts.

Filing 278
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Using a Financial Planning Checklist Can Help You Meet Your Goals

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Although it might sound tedious, dedicating a little time to checking in on your bank statements, confirming you’re saving enough for retirement and reviewing the financial goals from the beginning of the year can help ensure you are on the right track. It also gives you time to make corrections if needed.

Goals 306
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A Veteran of the Digital Nomad Community Offers Her Best Tips for the Location-Independent Lifestyle

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Krystal Pino is a certified public accountant and personal financial specialist with a bachelor’s degree in accounting and an MBA in finance from the University of Alabama at Birmingham. There are a lot of options out there to save for retirement , and most of them aren’t restricted by being a digital nomad. Absolutely.

Lifestyle 264
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Lessons From Past Recessions

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As of August 2022, the economy has already seen two months of negative GDP growth, but the National Bureau of Economic Research (NBER) hasn’t officially declared one yet. Instead of watching what the market does daily, spend some time tending to your finances so you know where you stand. Beef up your emergency fund.

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A Single Mother Struggling to Budget Weighs the Balance Between Just Surviving and Really Living

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And fantasy, I’ve learned, is important, especially when your default setting is a fiscally stressful reality and “hobbies” that include devouring articles on finance, budgeting, inflation and retirement. I do have retirement accounts and 529s, though both have tanked, while my grocery bill (like everyone else’s) has crept up.

Budget 264